Having a credit score below 670 can be challenging as it places you in the “bad credit” category. When you’re stuck in this category obtaining a credit card can feel near impossible. However, it’s essential to remember that all hope is not lost. There are credit cards designed for people with bad credit.

Are you looking for an easy approval credit card? Maybe one that has no credit check? We’ve got an answer for you!

These credit cards will not turn you down simply because of your credit score and provide an opportunity to build and improve your credit. To make it easier to find the right card for you, we’ve put together a list of the best credit cards for bad credit from our partners.

1. First Digital Mastercard®:

Boost Your Credit with 1% Cash Back!

  • Earn 1% cash back rewards on payments made to
    your First Digital Credit Card
  • $300 credit limit (subject to available credit)
  • Perfect credit is not required for approval;
    we may approve you when others won’t
Apply Now

2. Fit Platinum Mastercard:

Enjoy the Buying Power of FIT Mastercard!

  • Access a $400 initial credit that limit doubles up to $800 in 6 months
  • Free monthly Vantage 3.0 score from Experian
  • All credit scores are welcome
Apply Now

3. Destiny Mastercard:

Improve Your Credit with a $700 Credit Limit!

  • Reports to all three major credit bureaus
  • Mastercard is accepted at 40 million locations online, in app, and in store
  • All credit histories considered, even with a prior bankruptcy
Apply Now

4. Reflex Platinum Mastercard:

Get Instant Credit up to $1,000 and the Buying Power of Mastercard!

  • Double your credit limit in 6 months from $1,000 to $2,000
  • Fast and easy application process; results in seconds
  • For all credit scores: 300-719
Apply Now

5. Surge Platinum Mastercard:

Boost Your Credit and Access a $1,000 Credit Limit!

  • Enjoy an initial credit limit up to $1,000 that doubles to $2,000
  • Use anywhere Mastercard is accepted
  • All credit scores 300-719 are welcome to apply
Apply Now

For those who have navigated the often challenging terrain of bad credit, these credit cards are more than just pieces of plastic; they are beacons of hope. They serve as tangible proof that credit cards are not reserved solely for individuals with impeccable credit histories. 

As we look ahead to the coming months and beyond, consider these credit cards as valuable tools to build and improve your credit. Remember, your credit history is just one chapter of your financial story, and with responsible use of these cards, you can rewrite the narrative, creating a brighter and more inclusive financial future for yourself. 

About the author

Rachel Alulis

Rachel Alulis has been the lead editor for Moneyfor’s credit cards team since 2015 and for the financial rewards team since 2023. Before joining Moneyfor, Rachel worked at USA Today and the Des Moines Register. She then established a successful freelance writing and editing business specializing in personal finance. Rachel holds a bachelor’s degree in journalism and an MBA.