Manage Debt with Expert Advice

If you default on your credit card, expect your debt to go to collections and your credit score to drop.

Ignoring a debt in collections won’t make it go away. It can lead to persistent calls, damage to your credit score, and even legal action.

A credit card company can put a lien on your property, but it requires a lawsuit and a court judgment first.

Debt is a problem. The more money you owe, the less likely lenders are to approve new loans. When you carry high balances, your credit score will suffer, and it will be harder to get a credit card. What can you do about it? Repay your debts. We know that’s easier said than done. Many […]

Debts can easily get out of control. With inflation, Americans are relying on credit cards for everyday expenses. Interest rates are higher than usual. Salaries haven’t kept up. It all adds up to overwhelming debt.  Living in debt is stressful. You are handling calls from debt collectors and creditors, all of whom want money that […]

Americans are racking up debt, specifically credit card debt. The Federal Reserve Bank of New York found that credit card balances hit $1.17 trillion in the third quarter of 2024. That’s up by $24 billion from the prior quarter.  To make the problem worse, credit card interest rates are also at an all-time high. Interest […]

Get out of debt in 2025 by following six simple steps.

Validate the debt before you pay anything. You have the right to dispute it or negotiate a lower payment.

Making only the minimum payment on your credit card is one of the worst things you can do.

Debt settlement can help you pay off debts for less than you owe, but it comes with risks.

Paying a credit card bill directly with another card isn’t possible. You can use a balance transfer, though.

Using a personal loan with a low fixed interest rate to pay off high-interest debt could save you thousands.

When debt becomes unmanageable and you’re struggling to keep up with payments, debt settlement may be the answer.

The financial services company provides debt settlement services, loans, and more.

It’s tempting to give up and stop paying your credit card bill. Learn strategies to deal with debt successfully.

Legally, you cannot be sued indefinitely over unpaid bills.

Paying off your debt early can save you money in interest and provide peace of mind.

Consolidating high-interest payday loans can save you money and help break free of the debt cycle.

When debt is on your mind, it can be hard to focus on anything else, and your mental and financial health can suffer.

The best debt management programs will help you save money and pay what you owe in five years or less.

You can negotiate with creditors to pay off your balances for less.

Getting out of debt legally may mean repaying what you owe, asking for debts to be forgiven, or something in between.

Is it better to save cash or pay off debt? You have to strike a balance; find a repayment plan that allows you to put some money aside for emergencies.

Bankruptcy discharges certain debts, but not all. Non-dischargeable debts include child support, tax debt, and alimony.

Delinquent debt is any bill that remains unpaid past its due date.

If you miss a payment deadline, your account may be considered delinquent.

Bankruptcy can rid you of your credit card debt but it does come with consequences.

In the end, debt consolidation can help your score more than it’ll hurt it.

Debt management programs can be a great way to get out of debt and improve your score.

Debt consolidation simplifies the repayment process by combining multiple bills into a single payment with a lower interest rate.

Knowing how to pay a collections bill can save you money, reduce stress, and prevent further damage to your credit score.

Relief programs aim to help people manage and reduce what they owe, be it through debt settlement or credit counseling.

Managing your debt wisely is very important for your credit score and overall financial health.

National Debt Relief is a top-rated debt relief company that assists people in settling their credit card debts for less.

If you’re feeling overwhelmed by credit card debt, know that you’re not alone. Credit card debt has reached a record high of over $1 trillion in the United States. The average person now owes $6,568 in credit card debt according to the Federal Reserve Bank of New York. This is up from $5,963 in 2022. […]

It is possible to fight and win a lawsuit from a debt collector.

Filing bankruptcy for unsecured debts can give you a fresh start but it comes with severe repercussions.

ClearOne has helped thousands of clients get out of credit card debt for less than they owe.

If you have a low income and lots of debt it may feel hopeless but there are effective steps you can take to become debt free.

SoloSuit makes it easy to respond to debt lawsuits and collection agencies without hiring an expensive lawyer.

Debt Busters is a certified debt relief company on a mission to help people break free from credit card debt.