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Key takeaways
- ClearOne Advantage offers debt settlement services aimed at helping individuals negotiate with creditors to pay off debt for less than the owed amount.
- The company tailors debt relief plans to each client’s unique financial situation, providing personalized support throughout the process.
- While ClearOne Advantage can help reduce the total debt owed, clients should consider the fees involved and the potential impact on their credit score.
Are you struggling with credit card debt and need professional assistance getting out? Look no further than ClearOne Advantage. ClearOne has helped thousands of clients with their credit card debts since it was established in 2008. In this post, we’ll cover everything you need to know about the company, its services, and how their debt relief works so that you can decide if they are a good fit for you.
What Is ClearOne Advantage?
ClearOne Advantage is a debt guidance and settlement company founded by Tomas Gordon in 2008 and headquartered in Baltimore, Maryland. It is certified by the American Fair Credit Council (AFCC), the International Association of Professional Debt Arbitrators (IAPDA) and is recognized for its expertise in debt relief guidance. Its teams of experienced professionals are dedicated to their clients’ successes and create plans tailored to their clients’ unique financial situations. The company’s mission is not just about reducing debts but also about empowering customers through education and guidance. To qualify for their debt consultation services, you must have a minimum of $10,000 in unsecured debts like credit card debt. ClearOne Advantage is unable to help with secured debts auto or mortgage.
The Best for Credit Card Debt
“Clear One helped me take away the burden of the incredible stress I was going through. In a relatively short time, they took my case, negotiated with the sharks called credit card companies and gave me an easy monthly payment to finally get out of debt. I’m very grateful and fully recommend Clear One to anyone who is going through credit card debt.” Betty SmithWhy Choose ClearOne Advantage?
ClearOne Advantage has helped thousands of clients settle their credit card debts. They have proven themselves to be a reputable, and trustworthy company with a 8,000+ excellent rating on Trustpilot. With ClearOne you are never on your own. They have a dedicated team of experienced professionals to help support you every step of the way. The company provides online resources, guidance, and assistance so that you not only become but stay debt-free. Their online resources include budgeting tools, articles, and a comprehensive debt guide. Lastly, they do not charge any start-up fees. You never pay anything until your debts are settled to your satisfaction.
How Does ClearOne Advantage Work?
Navigating through debt can be daunting, but ClearOne Advantage simplifies the process into four manageable steps. Here’s how their approach works:
Step 1: Free Consultation with a Certified Representative
Call and tell ClearOne about your situation. You’ll be paired with a Certified Debt Specialist who will evaluate your financial situation to determine the best solution for you. They will then create a personalized debt relief plan to fit your budget and financial circumstances.
Step 2: Enroll in a Personalized Debt Settlement Plan
Review and approve your customized debt settlement plan. The plan is based on your initial consultation, addresses your specific debts, and fits your budget so that you can save money. Not every client has the same needs, so ClearOne Advantage always creates a new plan that is affordable for you and will get you out of debt in a reasonable time if you stick with it.
Step 3: Make Lower Monthly Payments
Once you approve your plan, you’ll start making monthly payments into an escrow account and stop paying your creditors. These monthly payments are typically less than what you’re currently paying your creditors making the plan more affordable and increasing your cash flow.
Step 4: Negotiations Begin
As funds accumulate, ClearOne works to resolve your debt. When you have sufficient funds, ClearOne will negotiate with your creditors to settle your debts for less than what you owe. Since you’ve stopped paying them, they have an incentive to settle. ClearOne’s expert negotiators have years of experience and are highly skilled at settling debts for large savings in a short amount of time.
Who’s Eligible for ClearOne Advantage?
Qualification Requirements:
- Clients must have a minimum of $10,000 in unsecured debt like credit card debt. This does not include auto or mortgage.
- No minimum credit score or history required
- No income requirements
- No job status requirements
- Must be a U.S. citizen or resident
- Must be at least 18 years old
Who Is ClearOne Advantage Best For?
ClearOne Advantage’s guidance consultation is a good choice for anyone struggling with significant credit card bills or other unsecured debt. It’s particularly beneficial for those who are looking to avoid bankruptcy. Before you enroll, make sure you can afford to make monthly payments. For ClearOne Advantage to work, you must be committed to getting out of debt. This means you need to establish a reasonable budget, avoid any unnecessary purchases, stop impulse buying, and create an emergency savings account to cover any unexpected expenses. If you’re seeking a personalized approach to debt settlement with expert guidance every step of the way, ClearOne Advantage could be the solution you need.
Grateful for ClearOne
“I’m glad there’s company’s out there like COA. They got me out of the hole I was in because of my own making. From the beginning they explained how the plan was going to work in ways that is easy to understand and that it fit my pocket book. i would recommend them to anyone that was in the same boat as I was.” Raymond Huttemann
Are you struggling with credit card debt?
Click here to read tips on how to get out and stay debt-free.
Final Thoughts
Anyone struggling financially and considering debt settlement should explore ClearOne Advantage. ClearOne offers guidance and professional help so that you can reach a more stable financial future. The company breaks the debt relief process down into clear manageable steps, takes the time to create personalized plans for your unique situation, and provides expert negotiation services to help you navigate your way out of debt and toward a brighter more stable financial future. If you’re struggling financially and need a way to get out of debt, it can be a comfort to know that there are options out there like ClearOne Advantage. Click here to see if you qualify.
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ClearOne Advantage Disclosures:
ClearOne Advantage, LLC is a debt settlement company, not a lender, loan broker, creditor, credit services organization, or debt collector. ClearOne Advantage, LLC does not assume or pay any debts; receive, hold or control funds belonging to consumers; or provide bankruptcy, legal, accounting or tax advice. You should review full program terms and conditions before enrolling. To the extent that any aspect of the debt settlement services relies on or results in the consumer’s failure to make timely payments to the consumer’s creditors or debt collectors, the use of the debt settlement services: (1) Will likely adversely affect the consumer’s creditworthiness; (2) May result in the consumer being subject to collections or being sued by creditors or debt collectors; and (3) May increase the amount of money the consumer owes due to the accrual of fees and interest by creditors or debt collectors. Not available in all states. Some third-party fees may apply. C.P.D. Reg. No. T.S. 12-03822.
ClearOne Advantage is not a credit services organization and we do not make any claims regarding improvement of a consumer’s credit scores. Entering into a debt settlement program could adversely affect your credit score.
