Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- B.A. in journalism from the University of North Carolina
- Doctorate in English, University of Florida
About the author
John Howard has been the lead editor for MoneyFor’s personal loans and debt management coverage since 2016. Before joining MoneyFor, John held editorial roles at Kiplinger and The Oregonian, where he focused on consumer finance and economic trends. He later launched a freelance career, working with major financial publications. John holds a degree in economics from the University of North Carolina and a master’s in journalism from the University of Florida.
John's latest articles
What Happens If You Don’t Pay Back a Payday Loan?
Before defaulting on a payday loan, try to negotiate a payment plan or settle the debt.
July 1, 2025
American Express Business Platinum Card® Review 2025
The benefits, perks, and spending credits offered by the American Express Business Platinum Card® can be worth thousands of dollars.
July 1, 2025
Best Debt Relief Options in 2025
When debt becomes unmanageable and you’re struggling to keep up with payments, credit counseling may be the answer.
June 30, 2025
Paying Off Credit Card Debt? Stop Making These 9 Mistakes
Making only the minimum payment on your credit card is one of the worst things you can do.
June 27, 2025
What Happens If You Only Pay the Minimum Payment on Your Credit Card?
Why pay more than the minimum due on your credit statement each month? To avoid accumulating new interest.
June 26, 2025
Quick Guide to Installment Loans in Ohio for People with Poor Credit
Online lenders can provide fast access to cash when you need it most.
June 26, 2025