Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- Bachelor of Arts from Northwestern University
- Certificate in financial planning from UCLA Extension
About the author
Elise Banham is a financial writer at MoneyFor, specializing in credit building, budgeting, and personal loans. She joined the team in 2020 after writing for outlets including The Seattle Times, MarketWatch, and Bankrate. Earlier in her career, she worked as a content strategist for a San Francisco-based fintech startup. Elise holds a bachelor’s degree in communications from Northwestern University and a certificate in financial planning from UCLA Extension.
Elise's latest articles

Easiest Unsecured Credit Cards to Get
The best unsecured credit cards for poor scores not only help you raise your rating but offer affordable terms and conditions.
June 24, 2025

Secured vs. Unsecured Credit Card
Unsecured cards are traditional credit cards while secured cards require a cash deposit.
June 10, 2025

How to Get Credit Cards with No Deposit
You can get a credit card with no deposit, even with bad credit.
June 6, 2025

How to Get 1000 Dollars Fast
When looking for a $1,000 payday loan online, choosing the right direct lender is essential.
June 3, 2025

How to Get Out of Debt on a Low Income
If you have a low income and lots of debt, it may feel hopeless, but there are effective steps you can take to become debt free.
May 26, 2025

Best Second Chance Credit Cards With No Security Deposit
Second chance credit cards let you access the credit you need without a deposit, no matter your score.
May 22, 2025