Key takeaways
- Accepted Platinum offers a $1,000 credit limit, providing users with a substantial amount of credit.
- Cardholders gain exclusive access to MyUniqueOutlet, an online store with a large array of high-quality products.
- Accepted Platinum comes with a number of benefits including $25 reward dollars every month and prescription discounts.
When you have very bad credit, say in the 400s, it can be challenging to find a credit card. You may have even been turned down by secured credit cards. With fewer options available and rejections around every corner, it can feel like you’re constantly being penalized for past mistakes. That’s where cards like Accepted Platinum step in.
The Accepted Platinum Card is a store card issued by Unique Card Services that promises never to turn anyone away due to their credit score. Instead, they offer a chance to get a $1,000 credit line, $25 Reward Dollars every month, and additional perks, rare for cards aimed at people with poor to limited credit.
Let’s dive deeper into its features and explore if Accepted Platinum is for you.
What we like about Accepted Platinum
Our Favorite Card
Accepted Platinum is a retail card that can exclusively be used at MyUniqueOutlet. While this might seem like a limitation at first glance, it is important to note that the online store offers a vast and diverse selection of high-end quality items. These products include offerings from leading and renowned names in electronics, fragrances, fashion, home goods, and more. This ensures that customers have access to premium products across various categories, catering to a wide range of preferences and needs.
Furthermore, MyUniqueOutlet is committed to keeping its inventory fresh and appealing. The store frequently updates its product lineup, introducing new items regularly. This means that, as a cardholder, you are likely to find new and exciting items worth purchasing each time you go online. Whether you are looking for the latest tech gadgets, luxury perfumes, stylish clothing, or elegant home decor, MyUniqueOutlet is a reliable destination for high-quality products.
We have a card for you!
Apply online for Accepted Platinum and get approved in 60 seconds! No hard credit check, no interest, and an initial $1,000 credit line.
Get a $1,000 Credit Line
An initial credit line of $1,000 is a compelling incentive. It is challenging to find such a substantial credit line in cards designed for individuals with poor or limited credit histories. Many credit cards targeting this demographic often offer much lower credit limits of only $300 to $500.
The high credit line makes the Accepted Platinum card stand out in the market. Its generous credit line provides cardholders with more purchasing power and flexibility. This can be especially beneficial for managing larger expenses. It offers a financial cushion that is not typically available with other credit cards for those with similar credit profiles.
This advantage makes the Accepted Platinum card a unique and attractive option for those seeking to improve their financial standing.
All Credit Welcome
Accepted Platinum promises that your application will not be denied due to bad credit, making it an accessible option for many individuals. It does not even conduct a hard credit check. This means your credit score will not take a hit when you apply. It’s not even a factor in your application.
The lack of a credit check is a key advantage of this card. It is particularly beneficial for those who are concerned about the potential negative impact on their credit score from multiple credit inquiries. Or anyone who has a very low credit score and feels like they don’t qualify for other cards.
Additionally, Accepted Platinum will even consider applicants who have had a past bankruptcy. This inclusivity sets the card apart from many other credit products that often reject applicants with such significant blemishes on their credit history.
Accepted Platinum’s all-inclusive approach makes it a true lifeline for people with bad credit who have been turned down in the past by other credit card issuers. This inclusive and supportive approach underscores the card’s commitment to helping those in need of a second chance.
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Find Instant Approval
Accepted Platinum understands the urgency when you need a line of credit and addresses this by offering instant approval for applicants. This means you won’t have to endure the anxiety and frustration of waiting weeks to get a decision on your application. Instead, within just 60 seconds, you will receive an immediate response regarding your application status. This rapid turnaround time is particularly beneficial for individuals who find themselves in urgent need of credit, providing them with the quick assurance they require.
Moreover, once you are approved, the process continues to be swift and efficient. Accepted Platinum ensures that it won’t take long for you to receive your card. This expedited service means you can start taking advantage of your credit line almost immediately without unnecessary delays. Accepted Platinum’s prompt processing ensures that you are not left waiting.
This commitment to speed and efficiency highlights Accepted Platinum’s dedication to customer satisfaction. By providing instant approval and fast card delivery, they cater to the needs of individuals who value quick and reliable service. This approach not only enhances the overall customer experience but also positions Accepted Platinum as a responsive and customer-focused option in the competitive credit card market.
Great Card, Good Service
“I have nothing but positive things to say about UniqueCard Services. I have never had a problem with them. All of my transaction and banking needs have been handled effortlessly. I never have to worry about having any issues with this company. I would recommend.” Clara S.Celebrate Accepted Platinum’s Amazing Benefits
Accepted Platinum offers an impressive array of benefits to its members, designed to help you save money and provide peace of mind. These benefits encompass a range of services that cater to various needs, ensuring that members are well-supported in different aspects of their lives.
24/7 Roadside Assistance
New
Roadside assistance is available anywhere within the United States, Canada, or Puerto Rico. This benefit covers all types of vehicle disablement services, including towing, jump starts, tire changes, fuel delivery, winching, and basic locksmith services. Whether you encounter a flat tire on a remote highway or run out of fuel in an unfamiliar area, you can rely on this comprehensive roadside assistance to get you back on the road quickly and safely.
Legal Assistance
You have access to a legal call center staffed by professionals who operate from Monday through Friday, 6 a.m. to 5 p.m. If you ever find yourself in need of legal guidance, you can call this center to receive help, either for free or at a discounted rate. This service provides a crucial resource for navigating legal challenges, offering peace of mind and valuable support when you need it most.
Unique Rx
Healthcare expenses can be daunting, but Accepted Platinum helps ease this burden through its prescription discount program, Unique Rx. With this benefit, members can purchase prescriptions at participating pharmacies for the lowest possible cost, saving up to 90% off prescriptions. This significant discount can make a substantial difference in your healthcare budget, ensuring that necessary medications are more affordable and accessible.
Overall, Accepted Platinum’s benefits package is designed to offer practical solutions and financial savings, enhancing the overall value of membership. From roadside assistance and legal support to substantial prescription discounts, these benefits provide comprehensive coverage and peace of mind, making Accepted Platinum a valuable resource for its members.
Get $25 in Rewards Every Month
Accepted Platinum even offers an enticing benefit of $25 in Reward Dollars every month to its members. This generous monthly reward can be utilized in over 500,000 different ways, providing incredible flexibility and opportunities for savings. Whether you prefer shopping locally or online, these Reward Dollars can significantly enhance your purchasing power.
You can use the Reward Dollars to save on a wide array of options, including your favorite restaurants, where you can enjoy delicious meals at a discounted price. If you love to travel, these Reward Dollars can also be used to reduce costs on travel expenses, making your trips more affordable and enjoyable. Additionally, the Reward Dollars can be spent on various entertainment options, allowing you to have fun without straining your budget.
Whether you’re buying groceries, clothing, electronics, or gifts, the savings provided by the Reward Dollars can add up over time, contributing to a more financially rewarding experience. This monthly benefit underscores Accepted Platinum’s commitment to providing value and enhancing the overall member experience, making it a highly attractive feature of the card.
Enjoy a 0% APR
The Accepted Platinum Card stands out with its unique and highly advantageous feature of a 0% APR. This means that cardholders will never accrue interest on their balances, providing significant financial relief for those who typically carry a balance from month to month. The absence of interest charges allows you to focus on paying down your principal balance without the burden of additional costs, which can quickly add up with other credit cards.
Instead of high interest rates, Accepted Platinum requires cardholders to make low minimum monthly payments, which are set at 10% of your balance or $25, whichever amount is greater. This manageable payment structure ensures that you can stay on top of your payments without feeling overwhelmed by large monthly dues. It offers a more predictable and budget-friendly way to manage your finances, making it easier to plan your expenses and repayments.
What to watch out for with Accepted Platinum
Find a Few Fees
Like all credit cards, the Accepted Platinum Card does come with its set of fees. One of the primary fees is a monthly membership cost of $19.95. This fee grants access to the card’s numerous benefits and services. While this fee is an important consideration, it’s crucial to weigh it against the valuable features and savings the card offers, such as the $25 in Reward Dollars each month, 0% APR, and extensive roadside assistance.
It’s essential to thoroughly read and understand the terms and conditions associated with the card. By doing so, you’ll gain a clear understanding of the complete fee structure and ensure that you can comfortably manage these costs before deciding to apply. Being well-informed helps prevent any surprises and enables you to make a sound financial decision.
Overall, while the Accepted Platinum Card does have fees, its unique benefits and potential savings can outweigh these costs for many users, especially those who utilize the card’s features effectively and manage their credit responsibly.
Want a Rewards Card?
Checkout Accepted Platinum. Apply online and get a credit limit of up to $1,000, $25 monthly Reward Dollars, and more.
Final Thoughts
There’s a lot to love about the Accepted Platinum Card, from its high acceptance rate to the generous $25 in Reward Dollars provided every month. One of the most notable features of this card is its accessibility; it offers approval to individuals who might struggle to obtain traditional credit cards due to bad credit or past financial difficulties.
While the Accepted Platinum Card does not function as a traditional credit card, it offers an impressive $1,000 line of credit specifically for use at MyUniqueOutlet. This substantial credit line can be used to purchase a wide array of high-quality items from the store, which frequently updates its product selection to include leading names in electronics, fragrances, and more. The ability to shop from such a diverse range of products adds significant value to the card.
Moreover, the card’s additional benefits, such as 0% APR, roadside assistance, legal call center access, and prescription discounts, make it an attractive choice for those who need more than just a line of credit. These perks can help cardholders save money and provide peace of mind, further enhancing the card’s appeal.
If you need a credit card and are looking for one with substantial perks despite having bad credit, the Accepted Platinum Card is certainly worth considering. Its combination of a high acceptance rate, valuable rewards, and extensive benefits makes it a unique and beneficial financial tool for those seeking to improve their financial situation.
