Expertise
- Personal finance
- Personal loans
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles

5 Best Ways to Make Money on Freecash.com
Freecash.com is a legit get paid to play site with a wide variety of offers.
November 10, 2026

Reflex Platinum Mastercard: Fast Approval, $1,000 Credit Limit, & More
The Reflex Platinum Mastercard offers easy approval and a chance to double your credit limit in just six months.
November 8, 2026

How to Choose the Right Budgeting App
From basic expense trackers to all-in-one money management tools, there’s a budgeting app for every type of spender.
October 20, 2026

Chime Review: More Features, Same Low Fees
Chime is a fintech app that offers low fee banking services to everyone.
October 19, 2026

All You Need to Know About Buy Now, Pay Later
Buy now, pay later lets you split purchases into equal interest-free installments.
October 18, 2026

Can You Use Prepaid Credit Cards to Build Credit?
Prepaid cards can be used virtually anywhere, from grocery stores and online shopping to paying bills.
October 9, 2026
