Expertise
- Personal finance
- Personal loans
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles
How to Choose the Right Budgeting App
From basic expense trackers to all-in-one money management tools, there’s a budgeting app for every type of spender.
June 20, 2026
Chime Review: More Features, Same Low Fees
Chime is a fintech app that offers low fee banking services to everyone.
June 19, 2026
All You Need to Know About Buy Now, Pay Later
Buy now, pay later lets you split purchases into equal interest-free installments.
June 18, 2026
Can You Use Prepaid Credit Cards to Build Credit?
Prepaid cards can be used virtually anywhere, from grocery stores and online shopping to paying bills.
June 9, 2026
10 Tips for Getting Your Credit Card Application Approved
Credit card applications aren’t so bad if you know some tips and tricks to make the process go smoothly.
June 6, 2026
Credit Cards Offering up to $1,000 (Subject to Approval)
It’s easier than ever to access credit if you have a low score!
June 2, 2026