Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles
Is 568 a Good Credit Score?
A 568 credit score can be confusing. Is 568 a good credit score or a bad? What are your financing options with a rating in…
July 26, 2024
Is a 450 Credit Score Bad?
450 credit score is significantly lower than the average credit score of 715 and is considered poor. Many lenders are wary of applicants with poor…
July 26, 2024
Is a 517 Credit Score Good or Bad?
A 517 credit score is very poor. It is the result of a limited credit history or many mistakes. It is well below average and…
July 25, 2024
![woman desk loans](https://moneyfor.com/app/uploads/2024/05/woman-desk-bills.png)
What You Need to Know About Short Term Loans
Short-term personal loans can be very helpful when you need fƒast cash, but they are also expensive and risky.
July 25, 2024
![man, loan paperwork](https://moneyfor.com/app/uploads/2024/05/man-couch-papers.png)
Need Money Now But Can’t Get A Loan?
If you’re thinking, “I need money today for free,” consider cash advances or community assistance programs that cover emergency expenses and more.
July 24, 2024
![loan application](https://moneyfor.com/app/uploads/2024/05/happy-couple-paperwork.png)
Best Emergency Loans of the Year
Emergency loans ensure you can get cash when you need money now, no matter your credit score, but they can be costly.
July 23, 2024