Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles
When Is Debt Settlement the Best Option
Debt settlement can help you pay off debts for less than you owe, but it comes with risks.
December 9, 2024
Why Did My Credit Score Drop Suddenly? 10 Possible Reasons
It can feel like your credit score went down for no reason, but there’s often a clear cause and an easy fix.
December 5, 2024
Red Flags for Personal Loan Scams You Shouldn’t Ignore
Personal loan scams are when a criminal poses as a lender to steal your money or identity.
December 3, 2024
Can You Pay a Credit Card With a Credit Card?
Paying a credit card bill directly with another card isn’t possible. You can use a balance transfer, though.
November 29, 2024
What To Do If You Can’t Open A Bank Account
When you can’t open a traditional bank account, take a look at your ChexSystems report and consider alternatives.
November 26, 2024
Use A Personal Loan To Pay Off Credit Card Debt
Using a personal loan with a low fixed interest rate to pay off high-interest debt could save you thousands.
November 22, 2024