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Boost your credit with the Merit Platinum Card. This merchant card is designed to help you build or rebuild your credit.
It offers an initial credit limit of up to $750! No credit check and no employment check! Making it both attractive and easy to get.
Let’s dive into how Merit Platinum is the ideal card to make your credit soar.
Boost Your Credit Score
Merit Platinum Card reports your activity to all three major credit bureaus. Use the card responsibly, make all your payments on time and in full, and don’t exceed 30% of your credit limit and your score will improve.
Instant Access to Credit
Apply in no time and they’ll let you know if you’re approved right away. Merit Platinum wants you to be approved for their card so they make it easy to apply.
No Credit History? No Worries
The Merit Platinum Card does not require a credit check making it accessible for people with limited or poor credit histories.
No Job, No Problem
Not only does Merit Platinum not conduct a credit check they do not check your employment.
Try Before You Commit
Test out the Merit Platinum Card for 7 days and see if it’s right for you. If you don’t like it, easily call or cancel online without paying any fees. What other credit card lets you test it out first?
This card is great for building credit if you already have income but have a low credit score. Ross F
Reach New Heights with a Credit Limit Increase
As a Merit Platinum cardholder, you’ll have a starting credit limit of up to $750 with the opportunity to increase it. Show that you’re a responsible card holder by consistently paying your bills on time and maintaining a good credit utilization ratio (don’t use more than 30% of your credit limit). These practices can lead to a higher credit limit and improve your credit score.
Get a 0% APR & No Annual Fees
One of the best features of the Merit Platinum Card is that it offers 0% APR. Never get charged interest on late payments! Plus there are no annual fees to cut into your credit limit.
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Enhanced Data Security
Protecting your personal information is crucial in today’s digital age. The Merit Platinum Card includes My Privacy Protection, which offers identity theft protection and monitoring services.
Exclusive Shopping Power
The Merit Platinum Card is an exclusive retail card that can only be used at theHorizonOutlet.com. This store has plenty of high-quality options to choose from including apparel, home goods, toys, and electronics.
Merit’s Membership Benefits
Besides its 0% APR and credit building services Merit Platinum offers additional benefits to help its members save!
Prescription Savings at Your Fingertips
With the Merit Platinum Card, you can save on healthcare expenses! Get discounts on prescription medications at participating pharmacies through their My Universal RX program.
Free Roadside Assistance
Enjoy the convenience and peace of mind of free roadside assistance! Whether you encounter a flat tire, require a jump start, or need towing services, Merit Platinum’s free roadside assistance can come to your rescue.
Legal Assistance When You Need It
Access to My Legal Assistance through your Merit Platinum Card. Cardholders can receive guidance on a wide range of legal matters, including contracts, family law, and more without incurring additional expenses.
Manageable Monthly Fee
The Merit Platinum Card comes with a higher membership fee compared to some other credit cards on the market. You pay $14.77 a month. This fee may not be ideal for those on a tight budget or individuals who don’t anticipate using the card frequently. It’s important to consider whether the benefits of the card outweigh the annual fee before applying.
Final Thoughts
The Merit Platinum Card isn’t your average credit card. It’s a retail card offered by Horizon Financial Services for its exclusive online catalog. It’s like a VIP pass for some serious shopping. BOOST charges no interest on purchases, has a credit limit of $750, and does not conduct a credit check. It’s the perfect store card to build or rebuild your credit!
