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Key takeaways

  • Explore Credit offers installment loans with flexible repayment terms. Borrowers can choose options that best fit their financial needs and repayment capabilities.
  • The application process is quick and easy, enabling applicants to apply online and receive a decision promptly, which is ideal for those in need of fast financial assistance.
  • Explore Credit offers a Loyalty Point Program that allows borrowers to earn points for every dollar they pay towards their loan.

There are so many borrowing options out there it can be hard to know which one to go with. How do you decide which loan is the best fit? How do you know if you’ll be approved? If you want a personal loan, Explore Credit installment loans might just be the answer you’re looking for. You can apply and find out if you’re approved for a loan in a matter of minutes. You can choose your repayment dates. Plus, you’ll get your cash fast. When you need fast funding to cover unexpected expenses it doesn’t get better than that.

Let’s dive into what loans Explore Credit offers and the top five reasons you should consider one.

What are Explore Credit installment loans?

Explore Credit offers short-term installment loans from $250 up to $2,000. Installment loans give you a lump sum of money upfront that you then repay over a specific period of time. Explore Credit lets you choose if you want to pay weekly, bi-weekly, monthly, or semi-monthly. So you can find the payment schedule that works for your budget. Their loans feature competitive interest rates and no hidden fees so you always know what you’re getting into.

We have a loan for you!

Apply online for an Explore Credit Installment Loan. Find NO hidden fees, NO early repayment penalties, and FAST funding.

Why choose Explore Credit?

1. One lump sum

When you get an installment loan from Explore Credit you get the entire amount at once. This makes it easier if you need to pay a large bill, make a major purchase, or consolidate debt. You also get a fixed interest rate with predictable payments making the loan easier to manage.

2. Fast funding

Time is of the essence when it comes to financial emergencies. Explore Credit understands this. Their streamlined application process and quick approval system mean you can get the funds you need swiftly, sometimes as soon as the next business day.

3. No collateral required

Secured loans often require you to put up an asset, like a house or car, as collateral. If you default on the loan, the lender can seize this asset. Thankfully, Explore Credit installment loans are unsecured, which means you don’t have to risk your valuables to get the money you need. Your creditworthiness and ability to repay are the main considerations for approval.

4. Flexible split payments

The beauty of installment loans lies in their structured repayment system. Instead of being overwhelmed with a large sum to pay back at once, Explore Credit allows you to split your loan into manageable weekly or monthly payments, and if you need to change your due date, they’ll work with you. This predictability and flexibility makes budgeting easier and reduces the stress of repayment. You can of course repay the entire loan at once and save money on interest payments if you so choose.

5. Join the Loyalty Points Program

What makes Explore Credit different is its Loyalty Points Program. For every dollar you pay towards your loan, you earn 1 loyalty point. Once you reach 1,500 points, Explore Credit will automatically apply a $25 discount to your next payment. What other lender does that?

Fast and simple 👌 convenient

“Explore credit made my experience very simple and fast . Will definitely refer them or use them again.” Victor Lopez

How to get Explore Credit installment loans?

Applying for an installment loan with Explore Credit is easy and can all be done online through its customer portal. There isn’t a lot of paperwork but they do need your basic information: Social Security Number, permanent address, driver’s license, current employer information, and bank account. It only takes a few minutes to apply via the online portal and you’ll hear back in no time. Explore Credit uses industry-standard security protocols to ensure your information is kept safe.

Save 20% on your installment loan with code SAVENOW20!

Final Thoughts

Explore Credit’s installment loans provide fast funding when you need it most. This is vital when you’re facing unexpected expenses or large bills and don’t want to overdraw your bank account. With Explore Credit, you can get the loan you need quickly and easily with no hidden fees. Just be realistic about your finances and be sure you can repay it, then go to their secure portal for a fast loan application. Explore Credit will be there for you any time you want an installment loan.

About the author

Rachel Alulis

Rachel Alulis has been the lead editor for Moneyfor’s credit cards team since 2015 and for the financial rewards team since 2023. Before joining Moneyfor, Rachel worked at USA Today and the Des Moines Register. She then established a successful freelance writing and editing business specializing in personal finance. Rachel holds a bachelor’s degree in journalism and an MBA.