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When you have very bad credit, say in the 400s, it can be challenging to find a credit card. You may have even been turned down by secured credit cards. With fewer options available and rejections around every corner, it can feel like you’re constantly being penalized for past mistakes. That’s where cards like Accepted Platinum step in.
The Accepted Platinum Card is a store card issued by Unique Card Services that promises never to turn anyone away due to their credit score. Instead, they offer a chance to get a $1,000 credit line, $25 Reward Dollars every month, and additional perks, rare for cards aimed at people with poor to limited credit.
Let’s dive deeper into its features and explore if Accepted Platinum is for you.
What we like about Accepted Platinum
Our Favorite Card
Accepted Platinum is a retail card that can only be used at MyUniqueOutlet. While this is a limitation, the online store has a large array of high-end quality items including ones from leading names in electronics, fragrances, and more. The store frequently updates the products, so you are likely to find items worth purchasing.
Get a $1,000 Credit Line
An initial credit line of $1,000 credit line is a strong incentive. A credit line this high is difficult to find in cards aimed at people with poor or limited credit, making Accepted Platinum stand out.
All Credit Welcome
Accepted Platinum promises that you will not be denied for bad credit. It does not conduct a hard credit check so your score won’t take a hit when you apply. And they will even consider your application if you’ve had a past bankruptcy. Accepted Platinum’s all-inclusive approach makes it a lifeline for people with bad credit who’ve been turned down in the past.
We have a card for you!
Apply online for Accepted Platinum and get approved in 60 seconds! No hard credit check, no interest, and an initial $1,000 credit line.
We have a card for you!
Apply online for Accepted Platinum and get approved in 60 seconds! No hard credit check, no interest, and an initial $1,000 credit line.
Find Instant Approval
Accepted Platinum understands the urgency when you need a line of credit and so offers instant approval for applicants. You won’t wait weeks to get a decision on your application; instead, they’ll inform you in 60 seconds. Once you’re approved it won’t take long to get your card.
Great Card, Good Service
“I have nothing but positive things to say about UniqueCard Services. I have never had a problem with them. All of my transaction and banking needs have been handled effortlessly. I never have to worry about having any issues with this company. I would recommend.” Clara S.Celebrate Accepted Platinum’s Amazing Benefits
Accepted offers an array of benefits to its members. These benefits help you save money and give you peace of mind.
24/7 Roadside Assistance
Receive roadside assistance anywhere within the United States, Canada, or Puerto Rico. The benefit covers all types of vehicle disablement services including towing, jump start, tire change, fuel delivery, winching, and basic locksmith services.
Legal Assistance
As an Accepted Platinum member, you have access to a legal call center. Staff members operate the call center from Monday through Friday, 6 a.m. to 5 p.m. Call if you ever need legal guidance and get the help you need for free or at a discounted rate.
Unique Rx
Healthcare can be costly, but Accepted offers its members prescription discounts. With Unique Rx, you can purchase prescriptions at participating pharmacies for the lowest possible cost. Save up to 90% off prescriptions.
New
Get $25 in Rewards Every Month
Accepted Platinum even offers $25 in Reward Dollars ever month to its members. Use it to save in your choice of over 500,000 ways! Choose between local and online shopping, saving at your favorite restaurant, travel, entertainment, and more.
Enjoy a 0% APR
The Accepted Platinum Card is unique in that it offers a 0% APR. You will never accrue interest with this card. This is a huge relief for anyone who typically carries a balance on their card. Instead, Accepted asks that you make low minimum monthly payments of 10% of your balance or $25, whichever is greater.
Want a Rewards Card?
Checkout Accepted Platinum. Apply online and get a credit limit of up to $1,000, $25 monthly Reward Dollars, and more.
Want a Rewards Card?
Checkout Accepted Platinum. Apply online and get a credit limit of up to $1,000, $25 monthly Reward Dollars, and more.
What to watch out for with Accepted Platinum
Find a Few Fees
Like all cards, Accepted Platinum does come with its set of fees. These include a monthly membership of $19.95. Always read the terms so that you’ll understand the fee structure and know you can pay before you choose a card. As always, timely payments and responsible credit behavior can help minimize additional charges like a late payment fee.
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Final Thoughts
There’s a lot to love about the Accepted Platinum Card from its high acceptance rate to the $25 in Reward Dollars every month. True it does not function as a traditional credit card, but it does provide an impressive $1,000 line of credit at MyUniqueOutlet. If you need a credit card and want one with perks even though you have bad credit, Accepted Platinum is certainly one to consider.
