We all could use an extra $500 nowadays, couldn’t we? With the prices of everything from groceries to gas skyrocketing, a little cushion sound pretty nice. If you’re reading this and are thinking the same thing, then you have come to the right place. Below we’ll talk about an easy way to get an extra $500 in your pocket fast with a cash advance or paycheck advance using MoneyLion Instacash. Now that we’ve caught your attention, keep reading. 

Zero Fees, No Credit Check

With MoneyLion, there are no sneaky tactics or hidden frees. It’s as easy as downloading the MoneyLion app and tapping “Instacash.” Simply link your checking account to qualify for 0% APR cash advances. And best of all, there are no credit checks.

If you haven’t already downloaded it, what are you waiting for? 

Was able to get a short term loan quickly online and deposited within minutes. Patricia W
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Active & Not Too New

If you’re wondering if there are a lot of requirements for your checking account to qualify for Instacash, don’t fret, it’s pretty straightforward. If your account has been open for two months, is active, has a positive balance, and shows any history of regularly depositing income, you’ll be just fine. Even if you don’t get a regular paycheck, that’s ok. Any kind of recurring deposit, like government benefits, will help you qualify. 

The more consistent and the higher the deposits, the more money you can unlock! 

Cash Now, Deductions Later 

Unexpected expense pops up a few days before payday? 

No worries! 

Borrow money without interest charges or a credit check and repay after payday.

Instacash will automatically deduct the amount you received from your checking account on a due date determined by your pay or another recurring deposit cycle. No standing in line at some shady shop to pay back your cash advance. It’s all done quickly from your phone.

I found Moneylion about 6 months ago. Coming from another online banking platform I’ve been using for 5+ years, I was hesitant. Within 2 weeks I switched my Direct Deposit 100% because of my experience with it! I love it; easy to use, tons of features, rewards, you name it. Thanks for a great product! Mike Bien
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Lightning Fast Deposits 

How quickly you can receive your funds is totally up to you! You can choose a free standard delivery or pay a small fee for delivering them almost immediately with Turbo delivery. 

If you have a RoarMoney checking account, you will get your advance in 12 to 48 hours or pay $0.99-$5.99 for Turbo delivery and get your advance in minutes.

If you have an external checking account, you’ll get your funds within 3-5 business days or pay $1.99-$7.99 (depending on the amount) for Turbo and your funds will be in your checking account in 4 hours.

To start, you can unlock $10 or more, typically at least $50. If MoneyLion detects recurring deposits in your checking account, you can unlock up to $500! MoneyLion lets you borrow up to 30% of your recurring direct deposit. Within 3-8 weeks, you can be unlocking the maximum amount. 

Money lion is always there when I need them in between paydays or just for emergencies. Jazmeane

Build Up to More Instacash 

One of the great things about Instacash from MoneyLion is that you start to unlock up to $700 or even $1000 with some good habits. If you start using Credit Builder Plus, you can get a cash advance of up to $700. Switch your direct deposits into RoarMoney for a paycheck advance of up to $1000 when needed. RoarMoney also means lower fees when choosing Turbo delivery for your cash advance. And you can get your direct deposit up to two days early!

Hey I’m sticking with these guys because when nobody not even my old bank (Chase) who I had been with almost 20 years would give me an emergency loan money lion came through with $1200 between that and all of the features to help you save, build credit, or invest these guys helped me out and earned my business and respect Caleb

The Bottom Line

Whether a surprise trip to urgent care, groceries for the week, or even a night out on the town catch you a bit short on cash, MoneyLion Instacash has your back. Now you can feel at ease knowing you’ll always be able to put gas in the car and take care of the things you need to with a cash advance until your next paycheck hits your account. Check them out today and get an extra $500 in cash in minutes! 

About the author

Rachel Alulis

Rachel Alulis has been the lead editor for Moneyfor’s credit cards team since 2015 and for the financial rewards team since 2023. Before joining Moneyfor, Rachel worked at USA Today and the Des Moines Register. She then established a successful freelance writing and editing business specializing in personal finance. Rachel holds a bachelor’s degree in journalism and an MBA.