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Every year, 10 million Americans are sued for debt and 90% lose by default because they don’t know how to respond. That’s why SoloSuit was created. The company helps Americans fight back against debt by making it easy to respond to lawsuits and collection agencies without hiring an expensive lawyer.
In this article, we’ll get into how SoloSuit works to help you and protect your money.
What is SoloSuit?
SoloSuit is a practical tool designed to simplify the legal process and assist regular people in handling debt disputes. It was first developed by LawX, the legal design lab at BYU Law School. Now, it’s a company on its own led by former BYU Law Student George Simmons. The site has helped over 177,000 people respond effectively to their debt collectors and lawsuits since 2020.
SoloSuit has your back!
We make it easy to respond to debt disputes, navigate the legal process, and save thousands.
SoloSuit has your back!
We make it easy to respond to debt disputes, navigate the legal process, and save thousands.
How SoloSuit Works
Dealing with debt can be an overwhelming experience, especially when faced with a debt collection lawsuit. 70% of lawsuits result in a default judgment for the debt collector because the person being sued doesn’t respond. That’s where SoloSuit steps in.
SoloSuit works by guiding you through a step-by-step process to respond to a debt collection lawsuit. You answer a few questions about your case. The site will prepare a document for you and instruct you on how to file. It can be an Answer to a debt lawsuit, a Motion to Compel Arbitration, the creation of a Debt Validation letter, or even help to negotiate a debt settlement. Whatever you need, SoloSuit can help.
Easy to use, tons of information
“Made it possible for me to produce a polished legal document without having to hire an attorney for a nuisance debt collector suing me in small claims court. Did a lot to alleviate my anxiety over the issue with their library of resources and explainers. Very professional and easy to use.” Caitlin C
File an Answer
If you’re sued for a debt, SoloSuit can help you file an official answer to the debt lawsuit. This has to be done within 14-30 days of receiving the complaint. Your document, called an Answer, must respond to each point of the complaint, thereby challenging the debt collector’s claims. You could save thousands by simply filing an Answer since your collector might decide not to pursue the debt any further. If you don’t respond at all, you will lose your case by default.
SoloSuit helps by writing the Answer for you. It’s like Turbo Tax for debt lawsuits. You go to their site, respond to a few questions about your case, and they’ll complete your Answer document and file it for you. The entire process takes about 15 minutes.
They do charge a fee of $67 for their services. If you want an attorney to review your Answer before submitting it, then the price jumps to $247. Either way, it’s a deal.
Settle Your Debt
If you’re ready to repay your debt but can’t afford to, SoloSuit can help negotiate with creditors to settle the debt for less than the full amount owed. Some people do win and pay nothing, but it is much more realistic that you will pay something. On average, debts settle for 48% of the outstanding balance owed.
How it Works
Get sued for a debt and file an Answer.
Begin negotiations on SoloSuit and get automated offer drafting.
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When you reach an agreement, SoloSuit will arrange the payment.
Pay your creditor and your case is dismissed.
You pay a commission to SoloSuit of 19% of the total amount of the debt.
You only pay SoloSuit if a settlement is reached, which gives them an incentive to help you. Debt settlement is one of the quickest ways to get out of debt and can potentially save you thousands of dollars.
Debt Validation Letter
If debt collectors are bombarding you, SoloSuit can help you stop the harassment by drafting a Debt Validation Letter. This letter is a formal request to the debt collector to prove that the debt is valid, that they have the legal right to collect it, requires them to stop contacting you for any reason, and demands that they report the debt as disputed. According to the Fair Debt Collection Practices Act, you do need to respond within 30 days for the letter to be most effective.
The process works the same as creating an Answer for a debt lawsuit. You tell SoloSuit about your case, and they’ll send you a PDF of your letter and instructions on how to mail it. The service only costs $29. Many collectors will simply stop trying after receiving such a letter.
Save thousands with SoloSuit!
Resolve your debt. Protect your money. Stay out of court.
Easy and budget friendly
“This is my second time using SoloSuit. They make the process easy to understand and do the hard stuff for you, for just a small fee. I would definitely recommend!” Jaime Lee
Motion to Compel Arbitration
In certain cases, SoloSuit can assist in filing a Motion to Compel Arbitration, which can force the lawsuit out of court. The arbitration process increases the debt collector’s costs and reduces their chances of success, so it’s a move they’ll want to avoid. A lot of debt collectors will just drop the case after they receive the Motion, saving you thousands. You can only file a Motion to Compel Arbitration if you’re being sued for a debt that has an arbitration clause in the agreement. Like with creating a Debt Validation Letter, the price is $29 and you have to mail it yourself.
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Final Thoughts
SoloSuit is a valuable tool for anyone facing debt-collection lawsuits. They empower you to effectively navigate the legal process at a fraction of the cost of hiring an attorney. Thus far, SoloSuit has helped over 177,000 Americans and protected $1.12 billion in assets. If you find yourself in debt and facing collection lawsuits, they are certainly a platform to explore.
