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Credit card debt is a burden many Americans carry. In fact, GOBankingRates found that 30% of Americans have between $1,001 and $5,000 in credit card debt and that 6% have more than $10,000. 6% may sound small, but that adds up to 14 million Americans with over $10,000 in credit card debt!
The credit card debt issue in the United States has only gotten worse. Since the pandemic hit in March 2020, nearly half of all Americans have taken on more credit card debt.
If you’re struggling to keep up with monthly payments and finding yourself falling further into debt, it can feel impossible to get out. But there are options including tailor-made programs by companies like Debt Busters, designed not just to get you out of debt, but to help you stay debt-free.
Let’s see how Debt Busters works and if their program is the debt relief you’ve been searching for.
What is Credit Card Debt Relief?
Credit card debt relief is anything that helps you manage your debt and gives you a path to being debt-free. This includes using a debt consolidation loan to get a lower interest rate and simplify payments. A credit card balance transfer is a similar option. Here you transfer your debt from a high-interest credit card to one with a lower interest rate (preferably a 0% APR). Or it can be negotiating with your credit card issuer to reduce the amount owed and give you more time to pay it off. And of course, there are debt management plans where you work with credit counselors to reduce the total amount owed, establish manageable monthly payments, and create a clear path towards a debt-free life. Debt management plans are where Debt Busters excels.
How Can Debt Busters Help You Become Debt-Free?
Debt Busters is an IAPDA-certified debt relief company from California on a mission to help individuals break free from credit card debt. Their financial analysts work hard to reduce your debt to a fraction of what you owe, consolidate all your payments into one reasonable monthly bill, and help you become debt-free in 12 to 48 months. The minimum debt requirement to use their services is $10к in credit card debt.
Here’s how they do it:
- Expert Negotiators: Debt Busters employs skilled financial analysts who negotiate on your behalf to reach settlements with your creditors. They specialize in credit card debt forgiveness, which is when the issuer reduces the amount owed. This can shave years off your debt.
- Customized Solutions: Your financial situation is unique, and Debt Busters understands that. Their client-centered approach means that they will create a personalized debt relief program for your specific needs and circumstances.
- Peace of Mind: Trying to negotiate with creditors on your own can be daunting and stressful. Debt Busters’ professional negotiators take this burden off your shoulders, allowing you to focus on rebuilding your financial future. Their goal is to eliminate your financial stress and help you avoid bankruptcy.
Settle Your Debt in 5 Easy Steps
The debt relief process with Debt Busters boils down to 5 simple steps:
- Consultation. Fill out a form and tell them about your situation. It’s free, confidential, and you are under no obligation to enter the program. The financial analyst will assess your situation and see if debt settlement is right for you.
- Enrollment. Enroll in the program and your personal financial analyst will tailor-make a debt settlement plan for you.
- Negotiation. Their expert negotiators will contact your credit card issuers to reduce the total amount owed and your monthly payments.
- Settlement. Once a settlement is reached, you make a single monthly payment towards the reduced debt amount.
- Financial Freedom. You are on your way to becoming debt-free and building a strong financial future.
Debt Busters offers clients a 100% satisfaction guarantee. This means you can cancel at any time with no further obligations if the program is not working for you.
I couldn’t believe how much debt I had racked up in school – and not just student loans! My credit card balances were over $23,000! I simply was having a hard time keeping up with rent, child care, student loans, and then another $900 a month in credit card bills. Debt Relief was exactly what I needed and I couldn’t be happier with how easy, confidential and smooth the process went. Thanks DB!
Maria H., Single Working NurseNew
Who Should Call Debt Busters?
Debt Busters is an ideal solution for people looking for a structured and effective debt relief plan. To be eligible to work with Debt Busters you must have more than $10,000 and no more than $200,000 in unsecured credit card debt. You should be able to make payments just not the amount being asked. It is also important that you are not currently in bankruptcy or litigation over these debts.
Debt Busters can help reduce and create payment plans for most types of unsecured debt, not just for credit cards. They work with:
- Credit Cards
- Personal Loans
- Lines of Credit
- Medical Bills
- Collections
- Repossessions
- Business Debts
- Certain Student Debts
Whether you have a mountain of debt or just a molehill, Debt Busters can help you regain control of your finances.
I’ve never met someone more knowledgable in the area of debt relief than Chris. There’s so many shady companies out there, but Debt Busters was able to help me in a very transparent way that made me feel comfortable. I highly recommend their service for anyone struggling with a large amount of debt! Nicholas Krygier, Google Review
To think I’d ever have the weight lifted off my shoulders from my debt .. Chris did an excellent job taking his time explaining how everything works not only once but twice. To know I’ll be debt free in less than 2 years brings a smile not only on my face but my family’s. I’ll be recommending debt buster to those I know who are in need of help with debt. Elizabeth Badillo, Google Review
Take the First Step Towards Credit Card Debt Relief Today
The burden of credit card debt can be emotionally and financially draining. However, with the right assistance, you can break free from this cycle and start anew. Debt Busters is here to guide you every step of the way. Their team of financial experts can put together a personalized plan so that debt will no longer control your life.
Your financial well-being is worth the investment. Take the first steps toward credit card debt relief today and call Debt Busters for a free consultation. It’s time to say goodbye to credit card debt and hello to financial freedom!
