Struggling with debt? Find that you’re not making progress no matter how hard you try? If that’s the case, you might benefit from debt relief companies.

Americans as a whole are over $1 trillion dollars in debt. That’s an awful lot of debt so it’s no surprise that plenty of companies have popped up in the past few years to help ease the burden. 

We’ve put together our favorite companies that help Americans get out of debt, stay out of court, and get back on their feet financially. 

The Turbo-Charged Debt Relief: TurboDebt

TurboDebt, a standout in the arena of debt relief, is dedicated to steering clients toward financial stability. The company offers free initial consultations where knowledgeable advisors take the time to evaluate your individual finances and craft a personalized budget-friendly plan for debt management. And its approach has won some well-deserved attention. With over 6,800 Trustpilot reviews and 2,200+ five-star Google ratings, TurboDebt has made its mark.

TurboDebt’s knowledgeable advisors provide actionable solutions to help you pay off the money you owe. TurboDebt’s knowledgeable advisors craft custom plans and offer actionable solutions to help you pay off your debt. They don’t offer one-size-fits-all solutions.

One popular debt management solution is a debt consolidation loan. TurbDebt itself does not provide debt consolidation loans but it is able to connect you with approved lenders within its network who do. You can get a loan from these lenders to consolidate your debt into one single monthly payment, even if you have poor credit! 

TurboDebt carefully designs its consulting services to support you and help you get out of debt faster. True, using TurboDebt might cause a slight dip in your credit score initially, but that’s just a minor inconvenience in comparison to being over your head in debt. TurboDebt’s undeniable perks, including a track record of settling over $15 billion in debt and the commitment to provide practical and realistic solutions, make it a worthy consideration.

TurboDebt Logo

Say goodbye to juggling multiple debts to different lenders. With TurboDebt, you’ll develop the strategies to transform your financial situation— a simplified solution to manage your debt Joe Schwartz

Busting Debt, Case by Case: Debt Busters

Debt Busters is an organization committed to getting rid of your debt in as little as 12-48 months. You may be wondering how they are able to do that? By creating personalized debt management plans that take your individual debt and circumstances into account.

It’s free to get started. But you need to have a minimum of $10k in credit card debt. If this is you, schedule a 30-minute call with one of their financial advisors to go over your debt relief options plus how you can improve your credit score or get a personal loan. There is absolutely no obligation to continue with Debt Busters if you don’t care for their analysis and advice. And if you start and don’t feel satisfied, you can stop whenever you want. 

One of the main ways Debt Busters is able to save you thousands is by consolidating your debt into one easy payment. This can typically help you avoid bankruptcy, lower your monthly payments, simplify your debt, and shave years or decades off your debt repayment.

If you are more than $10,000 in debt and not currently in bankruptcy or litigation, then give Debt Busters a call. Their financial analysts may be able to create a debt relief plan to get you out of debt fast.

Debt Busters Logo

My wife and I had $38,700 in credit card debt outstanding. When we received our personal debt review, with our interest rates it was going to take 19 years and $50,800 to payoff our debt. We were paying over $1500 per month on our cards. After debt relief enrollment, we paid $900 per month, saved $7000 per year in cash, and the program only ran 3 years. Talk about life-saving debt busting! Jackson S.

Suiting Up for Debt Lawsuits: SoloSuit

SoloSuit won’t help you settle your debt or consolidate it, instead, it will help you stay out of court and protect your money. To date, SoloSuit has helped over 145,000 people with debt lawsuits and has saved them a collective $875 million. It does this simply by helping you respond to debt collection lawsuits. 

If you have a debt collection lawsuit filed against you and you have no idea how to respond to it, SoloSuit offers a promising option for you to protect your money before the 14-30 day deadline. Jordan Bishop

SoloSuit is the ordinary person’s answer to legal documents. It uses artificial intelligence to draft responses to debt lawsuits, write debt validation letters, help force lawsuits out of court, and send debt settlement letters. Most people have no idea how to write legal documents and have difficulty finding affordable legal help. That’s where SoloSuit comes in.

The user-friendly app has three tiers, the first one is completely free. Simply answer some questions and SoloSuit will generate your legal document. You then print it out and mail it to the courts yourself. If you want SoloSuit to file the document for you or have an attorney review it, you’ll have to pay. 

SoloSuit boasts an excellent track record, dismissing 50% of cases right away. It also provides detailed guides, a resource library, and various document templates, so users can manage their debt situations confidently. With packages to fit diverse budgets, SoloSuit proves itself a valuable comrade in your battle against debt.

SoloSuit Logo

The Bottom Line

If you’re struggling with debt, know that you are not alone. Americans collectively owe credit card companies $1 trillion dollars, and credit card companies sue over 10 million Americans for debt every year. The thing is, you can do something about it. Work with debt relief companies like TurboDebt and Dubt Busters to reduce your debt. And if you find yourself in collection or with an impending lawsuit, SoloSuit has your back.

If you’re in debt, do not despair. There are companies that make it their mission to help.

About the author

Rachel Alulis

Rachel Alulis has been the lead editor for Moneyfor’s credit cards team since 2015 and for the financial rewards team since 2023. Before joining Moneyfor, Rachel worked at USA Today and the Des Moines Register. She then established a successful freelance writing and editing business specializing in personal finance. Rachel holds a bachelor’s degree in journalism and an MBA.