Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles

Acima Lease-to-own 2025 Review
Acima offers lease-to-own financing, allowing consumers to acquire products without relying on traditional credit.
April 14, 2025

Can You Cash a Check Without a Bank Account?
Prepaid debit cards, retail stores, and check-cashing services let you cash checks, but they often come with extra fees.
April 14, 2025

Want to Save Money? Try Simplifi by Quicken
Simplifi is a budgeting app from Quicken that helps you get your finances under control and save money all from your smartphone.
April 11, 2025

Does Getting Denied for a Credit Card Hurt Your Score?
A credit card denial is disappointing but does not directly hurt your score.
April 11, 2025

Monitor your Credit Score with ChoiceCreditScore
Monitor your score and improve your credit with ChoiceCreditScore.
April 10, 2025

HELOC vs. Home Equity Loan
Both HELOCs and home equity loans let you turn your home’s value into cash. But they work in completely different ways.
April 9, 2025