Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles

How to Pay Off $20,000 in Credit Card Debt
The more money you can put toward paying off your debts each month, the better off you’ll be.
March 26, 2025

How to Pay Off $10,000 in Credit Card Debt
Dealing with $10,000 in credit card debt can be overwhelming. The right debt relief strategies can help.
March 24, 2025

How Much Can I Overdraft My Checking Account?
Overdraft transactions occur when you spend more money than you have in your account, and the bank covers the difference.
March 19, 2025

The Best $2,000 Loans for Bad Credit
When you need $2,000 by tomorrow and don’t have good credit, it’s important to consider the different types of loans available and compare lenders to find the best one.
March 19, 2025

How to File for Bankruptcy and Keep Your Car
You can file for bankruptcy and keep your car. How to do so depends on the type of bankruptcy you file, your car’s value, and your loan status.
March 19, 2025

Which Is the Best Strategy for Paying Your Credit Card Bill?
Pay your statement balance in full by the due date. You’ll avoid interest charges and skip the late fees.
March 17, 2025