Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles

Can I Cancel My 401(k) and Cash Out While Still Employed?
Borrowing from your 401(k) may seem like easy money, but it can seriously derail your long-term retirement goals.
May 29, 2025

Best Emergency Loans for Bad Credit
Emergency loans ensure you can get cash when you need money now, no matter your credit score, but they can be costly.
May 28, 2025

No Credit Check Payday Loans for Fast Cash Solutions
Payday loans provide fast cash with high approval odds, but are costly.
May 27, 2025

How to Get Emergency Cash Immediately for Bad Credit
Emergency loans for bad credit can help cover unexpected expenses but many can be costly.
May 26, 2025

Using Home Equity Loan for Debt Consolidation
If you own a home, using your home’s equity can be a smart way to pay off high-interest debt.
May 23, 2025

Can You Use Prepaid Credit Cards to Build Credit?
Prepaid cards can be used virtually anywhere, from grocery stores and online shopping to paying bills.
May 23, 2025