Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles
How to Spot Predatory Loans Before It’s Too Late
Predatory loans trap borrowers in debt through hidden fees, sky-high interest rates, and unrealistic repayment terms.
August 22, 2025
Need Money Now But Can’t Get A Loan? Safer Ways to Access Cash
If you’re short on money and need quick cash, you might try selling items, gig work, or exploring community assistance programs.
August 20, 2025
10 Tips for Getting Your Credit Card Application Approved
Credit card applications aren’t so bad if you know some tips and tricks to make the process go smoothly.
August 18, 2025
Red Flags for Personal Loan Scams You Shouldn’t Ignore
Personal loan scams happen when fraudsters pretend to be legitimate lenders in order to steal money or personal information.
August 17, 2025
10 Ways to Get a Quick Cash Advance
Cash advance apps can send money to your account within minutes- no credit check required.
August 14, 2025
5 Credit Cards with up to $1,000 Initial Credit Limit
It’s easier than ever to access credit if you have a low score!
August 12, 2025