Expertise
- Personal finance
- Personal loans
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles
All You Need to Know About Buy Now, Pay Later
Buy now, pay later lets you split purchases into equal interest-free installments.
September 11, 2025
Can You Use Prepaid Credit Cards to Build Credit?
Prepaid cards can be used virtually anywhere, from grocery stores and online shopping to paying bills.
August 23, 2025
10 Tips for Getting Your Credit Card Application Approved
Credit card applications aren’t so bad if you know some tips and tricks to make the process go smoothly.
August 18, 2025
Credit Cards Offering up to $1,000 (Subject to Approval)
It’s easier than ever to access credit if you have a low score!
August 12, 2025
How to Apply for a Credit Card for the First Time
The best cards for beginners have lenient requirements making them easy to qualify for.
July 18, 2025
Best Credit Cards to Build Credit with No Credit
Credit cards are an effective way to improve your credit score fast.
July 16, 2025