Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles

What is a Credit Builder Loan?
You don’t need good credit to qualify for a credit-builder loan, but you do need to pay on time for it to help your score.
May 7, 2025

Debt Relief Programs Pros and Cons
Debt relief programs aim to help people manage and reduce what they owe, be it through debt settlement or credit counseling.
May 6, 2025

New Cash Advance Apps for Easy Cash Access
Cash advance apps provide quick access to cash before your next paycheck.
May 5, 2025

$1,500 Instant Loans – Apply Today, Get Cash Tomorrow!
Unexpected expenses can take a serious toll on your finances. For many Americans, coming up with $1,500 on short notice isn’t easy. If you need to borrow $1,500 instantly, it’s very important to consider your options carefully. With plenty of ways to access $1,500 quickly, choosing the right loan can feel overwhelming, especially if your […]
May 5, 2025

Find $500 Fast – No Credit Check, No Waiting!
A quick $500 can be a lifesaver when emergencies pop up, and you don’t have the cash to cover them. Plenty of people find themselves in that position. In fact, the Federal Reserve estimates that 37% of Americans can’t cover a $400 emergency expense. If you fall into this category, it’s important to know where […]
May 2, 2025

How to Select Guaranteed Approval Unsecured Credit Cards for Bad Credit
There are unsecured credit card options for consumers with low scores.
May 1, 2025