Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles
How to Start Building Credit for the First Time
The sooner you start building credit, the more opportunities you’ll have and the more money you’ll save on interest.
July 10, 2025
How Car Title Loans Work for Bad Credit Borrowers
A title loan lets you borrow money using your vehicle as collateral, but one missed payment could cost you your car.
July 9, 2025
How to Use a Credit Card to Build Credit
Credit cards are a convenient payment system that can also boost your score when used responsibly.
July 8, 2025
How to Select the Best Online Payday Loan Lenders
Online payday loans can be an easy way to get cash in a pinch.
July 7, 2025
Should I Save or Pay Off Debt?
Is it better to save cash or pay off debt? You have to strike a balance between the two.
July 4, 2025
Can’t Get a Credit Card? Try These Alternative Options
Alternatives to traditional credit cards can help you manage your finances and build credit.
July 3, 2025