Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles
What Happens If You Cannot Repay a Payday Loan?
Before defaulting on a payday loan, try to negotiate a payment plan or settle the debt.
December 19, 2024
Can I Pay My Rent With a Credit Card?
Paying rent with credit cards can be convenient, but high processing fees and interest rates often outweigh the benefits.
December 17, 2024
12 Pesky Bank Fees and How to Avoid Them
The best defense against bank fees is to monitor your account, track your spending, and plan ahead.
December 13, 2024
4 Ways Holiday Spending Can Damage Your Credit Score
Holiday expenses can add up fast and damage your credit score if you’re not careful.
December 11, 2024
When Is Debt Settlement the Best Option
Debt settlement can help you pay off debts for less than you owe, but it comes with risks.
December 9, 2024
Why Did My Credit Score Drop Suddenly? 10 Possible Reasons
It can feel like your credit score went down for no reason, but there’s often a clear cause and an easy fix.
December 5, 2024