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MONEYFOR TERMS OF SERVICE

Last Updated: June 16, 2025

INTRODUCTION

Welcome to Moneyfor.com (“we,” “us,” “our,” or “Site”). By using this Site and Service, you agree to be bound by these Terms of Service (“Terms”), Privacy Policy and any disclosures posted on the Site which together constitute a legally binding agreement between you and us (“Agreement”) regarding your use of the Site and Services. If you disagree with any part of the Agreement, please don’t use our Site or Service.

MODIFICATION OF TERMS 

We can change the Agreement at any time. We will notify you of any changes by posting the revised document on the Site, or by other reasonable means. If you continue to use the Site or our Service after we make changes, you accept the updated Terms. Check the “Last Updated” date at the top of each document to see when the Terms were last changed.

PLEASE READ THIS SECTION CAREFULLY

THESE TERMS CONTAIN A BINDING ARBITRATION AGREEMENT AND A CLASS ACTION WAIVER. THESE PROVISIONS REQUIRE YOU TO ARBITRATE ANY DISPUTES OR CLAIMS YOU HAVE WITH US ON AN INDIVIDUAL BASIS. YOU WILL NOT BE ABLE TO PARTICIPATE IN A CLASS ACTION OR MULTI-ARBITRATION. YOU HAVE THE RIGHT TO OPT OUT OF THIS REQUIREMENT.

ELIGIBILITY

Our Service is only for U.S. residents of legal age. By accessing this Site and using our Service, you confirm that:

HOW WE USE YOUR DATA

We handle your data in accordance with applicable privacy laws, including but not limited to CCPA/CPRA where applicable, and our Privacy Policy.

While we strive to ensure the privacy and security of your information, we do not control the privacy practices of any Third-party marketers. We strongly encourage you to review their privacy policies independently.

SERVICE DESCRIPTION

Moneyfor.com is an informational platform that offers general guidance and educational content related to personal finance (the “Service”). This includes, but is not limited to, articles, comparisons, guides, and tools aimed at helping users better understand financial products and make informed decisions.  

The information provided on Moneyfor.com is for general informational purposes only and does not constitute financial, legal, or professional advice. You should consult a licensed financial advisor or professional before making any financial decisions.

Although we strive to provide accurate and up-to-date content, we cannot guarantee the completeness, accuracy, or timeliness of the information on the Site. 

While we may provide information about financial products and services, we are not a lender, creditor, or financial institution. We do not provide loans, make credit decisions, or guarantee approval for any financial products.

The Site and Service are provided to you free of charge.

ADVERTISING AND MARKETING PRACTICES 

To support our operations, we may display advertisements on the Site featuring sponsored content from Third-party marketers. By “Third-party marketers” we mean  independent advertisers or marketing partners who promote, sponsor, or provide the products and services featured on the Site. These may include the service providers themselves or affiliated marketing entities acting on their behalf.

We may receive compensation from these third parties based on your interactions with their ads or services. This compensation may influence how and where offers appear on our Site or in our communications (such as placement, order, or prominence), but it does not affect the objectivity of our informational content.

Additionally, we and Third-party marketers may send you marketing communications or contact you—including via email, calls, SMS, push notifications or direct mail regarding products and services you expressed interest in or that we deem relevant to you. 

We may share your contact details or other personal information with Third-party marketers so they can contact you directly. For more information on how we collect, use, and protect your data, please refer to our Privacy Policy.

MARKETING COMMUNICATIONS AND CONSENT TO CONTACT

By using our Service and submitting your information, you acknowledge that a business relationship has been established. This permits us to contact you regarding your inquiry or use of the Service for up to 180 days from your last interaction, without requiring additional consent.

When providing your email or mailing address you provide your consent to receive marketing communications by e-mail and direct mail from us and third-party marketers. 

You may also be asked to provide explicit consent to receive telemarketing communications from us and/or our third-party marketing partners. By consenting to telemarketing communications (e.g., SMS or phone calls), you agree to receive marketing content from us and third-party marketers to the number provided, including via automated dialing systems, prerecorded or artificial voice messages, or text messages even if your number is listed on federal, state, or internal Do-Not-Call registries.

Message frequency may vary, but will typically be 1–3 messages per week, or as needed.

All communications may include promotional offers related to loans, credit monitoring, banking, and other financial products. Direct mail communications may additionally include general advertising.

Consent to receive marketing communications is not a condition of obtaining a loan or any other service.

You may withdraw your consent at any time without affecting your eligibility for services. To opt out:

Standard message and data rates may apply.

Carriers are not liable for delayed or undelivered messages.

Contact our support team for assistance at contact@moneyfor.com.

THIRD-PARTY SERVICES AND LINKS

When browsing our Site, you may come upon links to third parties’ websites. All these links are given to you only as a reference. You access them at your own discretion. We do not manage those websites; therefore, we cannot be held accountable for their content, privacy policy, terms and practices as their management is beyond our responsibility and control.

We do not own, operate, or control any of the third-party services or companies advertised on our Site. Inclusion of an advertisement or sponsored link does not constitute an endorsement or recommendation by Moneyfor.com.

USER RESPONSIBILITY AND DISCLAIMER

It is your sole responsibility to independently evaluate any third-party services before engaging with them. You are encouraged to read and understand the terms and conditions, privacy policies, and any other applicable agreements provided by those third parties.

Moneyfor.com is not a party to any agreement you may enter into with a third-party service provider. We will not be held liable for any damages, losses, misunderstandings, fees, or disputes that may arise from your use of or communication with third-party providers. All such matters must be addressed directly with the relevant service provider.

You are under no obligation to use the Site, provide personal information, or engage with any of the advertised services. Your use of the Site is entirely voluntary, and you may discontinue using it at any time without penalty.

USER ACCOUNTS

To access certain features of the Site and Services, including participation in our Reward Program (“Program”), you may be required to create a personal user account (“Account”). You agree to provide accurate, complete, and current information during the registration process and to keep such information updated. You are solely responsible for maintaining the confidentiality of your Account credentials, including your username and password, and for all activities that occur under your Account.

We are not liable for any loss or damage resulting from unauthorized access to your Account caused by your failure to safeguard login information. You are solely responsible for any actions taken under your Account, whether authorized by you or not.

REWARD PROGRAM

As an Account holder, you may be eligible to participate in the Reward Program, which offers the opportunity to earn non-transferable digital units (“Coins”) by completing specified tasks, surveys, promotions, or other eligible activities (“Tasks”).

Some Tasks may require interaction with or fulfillment through third-party platforms or services. These platforms operate independently and are not under our control. We make no representations regarding the content, functionality, terms, or privacy practices of any third party. Your participation in such Tasks is entirely at your own discretion and risk.

We reserve the right to modify, suspend, or terminate the Program or any individual Task at any time without notice for any reason, including but not limited to fraud prevention, operational concerns, or changes in business strategy.

Reward Program Misuse Policy. You agree to participate in the Reward Program in good faith and in full compliance with these Terms and all applicable laws. The following actions are strictly prohibited:

If we reasonably suspect that you have engaged in any fraudulent, deceptive, abusive, or prohibited conduct, we reserve the right, at our sole discretion and without prior notice, to:

We may also report fraudulent behavior to the appropriate authorities or third-party platforms, including payment providers, task partners, or law enforcement, as applicable.

Our decision regarding any suspected abuse shall be final, and we are under no obligation to disclose the details of our investigation.

Payments. All payments resulting from Coin redemptions are facilitated exclusively through independent third-party payment providers (e.g., PayPal, or similar services made available at our discretion). We do not collect, store, or process any payment account credentials on our servers. You acknowledge that your use of any such third-party provider is governed by their respective terms and privacy policies, and we are not responsible for any issues arising from your interaction with them. 

You represent and warrant that any payment credentials, account information, or withdrawal method you provide belongs to you personally, and that you are legally authorized to receive funds into that account. Use of third-party, shared, or misrepresented payment credentials is strictly prohibited and may result in forfeiture of Coins, suspension of withdrawals, or termination of your Account.

Abandonment Policy. To maintain the integrity of the Site and prevent inactive account abuse, any Coin balance associated with an Account that shows no login activity or engagement with the Service for a continuous period of 180 days will be considered abandoned. All Coins in such Accounts will be automatically and permanently expired.

You expressly acknowledge and agree that:

We may issue a warning or notification prior to expiration but are not obligated to do so. The 180-day inactivity period is strictly enforced and final.

Legal Classification. The Reward Program is a promotional initiative intended to incentivize user engagement through the voluntary completion of predefined tasks. It does not involve any form of entry fee, monetary payment, or purchase requirement for participation. All rewards are earned solely through task-based activities that require time, attention, or other user action, and are not subject to random selection or chance-based distribution.

The Reward Program does not constitute a sweepstakes, contest, lottery, gambling activity, or game of chance under applicable federal or state law. It is expressly designed to comply with relevant consumer protection and promotional marketing regulations. By participating, you acknowledge that you are engaging in a non-random incentive-based program that is governed by these Terms and does not entitle you to any guaranteed financial return.

INTELLECTUAL PROPERTY

All content and materials available on Moneyfor.com, including but not limited to text, articles, graphics, logos, icons, images, videos, audio clips, software, and design elements (collectively, the “Content”), are the property of Moneyfor.com or its licensors and are protected by applicable intellectual property laws, including copyright, trademark, and trade dress laws.

You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Site and its Content solely for your personal, non-commercial use. Except as expressly permitted in writing by Moneyfor.com, you may not:

All trademarks, service marks, and trade names displayed on the Site are the property of Moneyfor.com or their respective owners. Use of these marks without prior written permission is strictly prohibited.

Any unauthorized use of the Content or the Site may violate intellectual property laws and result in legal action.

PROHIBITED USES

You acknowledge and agree to avoid the following activities, which are expressly prohibited, by using our Site and Services:

Engaging in any of these activities may result in suspension of Site and Service access, account termination, and potential legal action.

DISCLAIMER OF WARRANTIES

YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITE AND ANY SERVICES ON THE SITE IS AT YOUR OWN RISK. WE PROVIDE THE SITE AND THE SITE SERVICES ON AN “AS IS” BASIS.

WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE MAKE NO WARRANTY THAT THE SITE OR OUR SERVICES WILL MEET YOUR REQUIREMENTS, OR THAT THEY WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE.

WE MAKE NO WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE, OUR SERVICES OR ANY PRODUCTS OR SERVICES YOU FIND THROUGH OUR SERVICES.

WE MAKE NO WARRANTY AS TO CONFIDENTIALITY OR PRIVACY OF ANY OF USER’S INFORMATION, EXCEPT AS SET FORTH IN OUR PRIVACY POLICY OR REQUIRED BY APPLICABLE LAW.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US ON THE SITE OR ITS SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

WITHOUT LIMITING THE FOREGOING, YOU ACKNOWLEDGE AND AGREE THAT WE ARE NOT A CREDITOR, BROKER, FINANCIAL SERVICE PROVIDER, OR OTHER SIMILAR SERVICE PROVIDER. YOU ACKNOWLEDGE AND AGREE THAT WE ARE SOLELY AN ADVERTISER AND, THEREFORE, WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY FOR ANY CONTENT, PRODUCTS OR SERVICES PROVIDED BY SUCH PROVIDERS.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY

IN NO EVENT SHALL WE BE LIABLE FOR SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOST PROFITS, LOST DATA OR CONFIDENTIAL INFORMATION, LOSS OF PRIVACY, COSTS OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, FAILURE TO MEET ANY DUTY OF GOOD FAITH OR REASONABLE CARE, NEGLIGENCE, OR OTHERWISE, REGARDLESS OF THE FORESEEABILITY OF THOSE DAMAGES OR NOTICE GIVEN TO US, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR SERVICES.

This includes, but is not limited to, any disputes, decisions, agreements, or outcomes arising from your interactions or relationships with any lender or third party connected to you through our Site or Services. We are not responsible for loan approvals, terms, repayment obligations, or any other action or inaction by a lender.

OUR MAXIMUM LIABILITY TO YOU UNDER ALL CIRCUMSTANCES SHALL NOT EXCEED $100.00. YOU AGREE THAT THIS LIMITATION REPRESENTS A REASONABLE ALLOCATION OF RISK AND IS A FUNDAMENTAL ELEMENT OF THE BASIS OF OUR AGREEMENT.

Some jurisdictions do not allow limitations on implied warranties or the exclusion of certain damages. If these laws apply to you, some or all of the above limitations may not apply.

INDEMNIFICATION

Without limiting any other indemnification provisions in this Agreement, you agree to defend, indemnify, and hold us harmless (along with our officers, directors, employees, agents, affiliates, representatives, sub-licensees, successors, and assigns—collectively, the “Indemnified Parties”) from and against any and all claims, actions, demands, causes of action, liabilities, damages, costs, or expenses (including legal costs and attorneys’ fees) arising out of or relating to: (a) your breach of this Agreement, including any warranties or representations made herein; (b) Your use of the Site or Services in violation of this Agreement; (c) Disputes, claims, or liabilities resulting from your interactions with any lender, Lending Partner, or third party, including, but not limited to, issues with loan offers, terms, or payments; (d) Your violation or alleged violation of any federal, state, or local laws or regulations (e) Any claim alleging that content or data you provide infringes a third party’s intellectual property rights.

The Indemnified Parties reserve the right to participate in any defense you provide, at their own expense, but are not obligated to do so. You may not settle any claim without the prior written consent of the relevant Indemnified Parties.

GOVERNING LAW 

The site, Services, and this Agreement, including without limitation this Agreement’s interpretation, shall be treated as though this Agreement were executed and performed in Las Vegas, Nevada and shall be governed by and construed in accordance with the substantive laws of the State of Nevada without regard to its conflict of law principles. ANY CAUSE OF ACTION OR CLAIM BY YOU ARISING OUT OF OR RELATING TO THE SITE, SERVICES OR THIS AGREEMENT MUST BE INSTITUTED WITHIN ONE (1) YEAR AFTER THE CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER WAIVED AND BARRED. ALL ACTIONS SHALL BE SUBJECT TO THE LIMITATIONS SET FORTH IN ABOVE. The language in this Agreement shall be interpreted in accordance with its fair meaning and not strictly for or against either party. 

MANDATORY AGREEMENT TO ARBITRATE ON AN INDIVIDUAL BASIS (“ARBITRATION AGREEMENT”). 

PLEASE READ THIS SECTION CAREFULLY – THIS ARBITRATION AGREEMENT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY HEAR YOUR CLAIMS. IT CONTAINS PROCEDURES FOR FINAL BINDING ARBITRATION AND A WAIVER OF ANY AND ALL RIGHTS TO PROCEED IN A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION (HEREINAFTER “CLASS ACTION”). ARBITRATION REPLACES THE RIGHT TO GO TO COURT. YOU ARE GIVING UP THE RIGHT TO HAVE A JURY TRIAL TO THE FULLEST EXTENT PERMISSIBLE BY LAW, OR TO FILE OR PARTICIPATE IN A CLASS OR REPRESENTATIVE ACTION SUBJECT TO THE LIMITED EXCLUSIONS BELOW. IN ARBITRATION, DISPUTES ARE RESOLVED BY AN ARBITRATOR, NOT A JUDGE OR JURY.

You and we each agree to resolve any and all disputes or claims that have arisen or may arise between you and us (including any affiliates, officers, directors, employees, and agents), whether or not such dispute or claim involves a third party, relating in any way to any aspect of our relationship or any contact between us, direct or indirect, or arising out of this or previous versions of these Terms, your use of or access to our Site or services, or any products or services sold, offered, or purchased through our Site or services (“Dispute”) through negotiations and in a good faith. If we are unable to resolve the Dispute within 60 days you and we each agree to resolve it exclusively through final and binding arbitration .

You and we agree as follows:

(a) To submit the Dispute to a single arbitrator under the then-current Commercial Arbitration Rules of the American Arbitration Association (AAA), including when applicable the Optional Rules for Emergency Measures of Protection and the Consumer Arbitration Rules, or, by separate mutual agreement, at another arbitration institution. The AAA’s rules, information regarding initiating a claim, and a description of the arbitration process are available at www.adr.org. The location of the arbitration and the allocation of fees and costs for such arbitration shall be determined in accordance with the AAA rules. As an alternative, you or we may bring a claim in your local “small claims” court, if permitted by that small claims court’s rules.

(b) The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement, and the arbitrability of the Dispute. The arbitrator will decide whether the Dispute can be arbitrated.

(c) You and we agree that each of us may bring a Dispute against the other only on our own behalf, and not on behalf of a government official or other person or entity, or a class of persons or entities. You and we agree, if we are a party to the proceeding, not to participate in a class action, a class-wide arbitration, a claim brought in a private attorney general or representative capacity, or a consolidated claim involving another person’s use of the Site or our services. You and we agree not to combine a claim that is subject to arbitration under these Terms with a claim that is not eligible for arbitration under these Terms. You and we agree to waive the right to a trial by jury for all disputes.

(d) If the prohibition against class actions and other claims brought on behalf of third parties is found to be unenforceable, then this prohibition will be null and void as to that Dispute.

(e) This Arbitration Agreement will survive the termination of your relationship with us.

To the extent permitted under applicable law, all aspects of the arbitration proceeding, and any ruling, decision, or award by the arbitrator, will be strictly confidential for the benefit of all parties.

Unless you and we agree otherwise, if the Agreement to Arbitrate is found by a court to be unenforceable, if your claim is not covered by the Arbitration Agreement, or if you neither are a resident of nor have a principal place of business in the US, you agree that any Dispute that has arisen, or may arise, between you and us must be resolved exclusively by a state or federal court located in Clark County, Nevada. You and we agree to submit to personal jurisdiction in such a court.

Notwithstanding any provision in these Terms to the contrary, you and we agree that if we make a change to this Arbitration Agreement (other than a change to the notice address or the Site link provided herein) in the future, that change shall not apply to a claim that was filed in a legal proceeding between you and us prior to the effective date of the change. The change shall apply to all other disputes or claims governed by the Arbitration Agreement that have arisen, or may arise, between you and us. We will notify you of a change to this Arbitration Agreement by posting the amended terms on the Site.

You may opt out of this Arbitration Agreement. If you do so, neither you nor we can require the other to participate in an arbitration proceeding. To opt out, you must notify us in writing within 30 days of the date that you first became subject to this arbitration provision. Notice must be provided by email to contact@moneyfor.com with the subject line “Arbitration Opt-Out.”

MISCELLANEOUS

If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. This Agreement and all of your rights and obligations hereunder will not be assignable or transferable by you without our prior written consent. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns. You and we are independent contractors, and no agency, partnership, joint venture or employee-employer relationship is intended or created by this Agreement. Except as and to the extent set forth herein, there are no third-party beneficiaries to this Agreement. The headings in this Agreement are for the purpose of convenience only and shall not limit, enlarge, or affect any of the covenants, terms, conditions or provisions of this Agreement.

CONTACT US

Any questions, requests, notices must be sent via email at contact@moneyfor.com.