Best ways to consolidate credit card debt

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Considering debt consolidation? Here’s what you need to know

Americans are racking up debt, specifically credit card debt. The Federal Reserve Bank of New York found that credit card balances hit $1.17 trillion in the third quarter of 2024. That’s up by $24 billion from the prior quarter.  To make the problem worse, credit card interest rates are also at an all-time high. Interest […]

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6 Steps to Get Out of Debt in 2025

Get out of debt in 2025 by following six simple steps.

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Paying Off Credit Card Debt? Stop Making These 9 Mistakes

Making only the minimum payment on your credit card is one of the worst things you can do.

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Use A Personal Loan To Pay Off Credit Card Debt

Using a personal loan with a low fixed interest rate to pay off high-interest debt could save you thousands.

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Best Debt Relief Options in 2025

When debt becomes unmanageable and you’re struggling to keep up with payments, debt settlement may be the answer.

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JG Wentworth Personal Loan and Debt Relief Review

The financial services company provides debt settlement services, loans, and more.

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Stop Paying Credit Card Debt: No More Worries

It’s tempting to give up and stop paying your credit card bill. Learn strategies to deal with debt successfully.

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Paying Off Debt Early: Pros and Cons

Paying off your debt early can save you money in interest and provide peace of mind.

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Payday Loan Consolidation: How It Works

Consolidating high-interest payday loans can save you money and help break free of the debt cycle.

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How Debt Impacts Your Mental Health

When debt is on your mind, it can be hard to focus on anything else, and your mental and financial health can suffer.

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Best Debt Management Plans: What You Need to Know

The best debt management programs will help you save money and pay what you owe in five years or less.

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How to Get Out of Credit Card Debt Legally: A 5-Step Guide

Getting out of debt legally may mean repaying what you owe, asking for debts to be forgiven, or something in between.

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Should I Save or Pay Off Debt?

Is it better to save cash or pay off debt? You have to strike a balance; find a repayment plan that allows you to put some money aside for emergencies.

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What To Do When You Have Delinquent Debt

Delinquent debt is any bill that remains unpaid past its due date.

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What Is A Delinquent Account and How To Deal With It?

If you miss a payment deadline, your account may be considered delinquent.

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Does Debt Consolidation Hurt Your Credit Score?

In the end, debt consolidation can help your score more than it’ll hurt it.

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What Debt Management Plan to Choose?

Debt management programs can be a great way to get out of debt and improve your score.

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How to Consolidate Credit Card Debt Without Hurting Your Credit

Debt consolidation simplifies the repayment process by combining multiple bills into a single payment with a lower interest rate.

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How to Pay Off Debt in Collections

Knowing how to pay a collections bill can save you money, reduce stress, and prevent further damage to your credit score.

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Debt Relief Programs: Pros and Cons

Relief programs aim to help people manage and reduce what they owe, be it through debt settlement or credit counseling.

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What Will Happen To Your Credit Score If You Do Not Manage Your Debt Wisely?

Managing your debt wisely is very important for your credit score and overall financial health.

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How to Get Out of Credit Card Debt: A 4 Step Guide

If you’re feeling overwhelmed by credit card debt, know that you’re not alone. Credit card debt has reached a record high of over $1 trillion in the United States. The average person now owes $6,568 in credit card debt according to the Federal Reserve Bank of New York. This is up from $5,963 in 2022. […]

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Sued By a Debt Collector? A Guide to Understand What To Do

It is possible to fight and win a lawsuit from a debt collector.

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How to Get Out of Debt on a Low Income

If you have a low income and lots of debt it may feel hopeless but there are effective steps you can take to become debt free.

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SoloSuit Review: Resolve Debt Collections in 15 Minutes

SoloSuit makes it easy to respond to debt lawsuits and collection agencies without hiring an expensive lawyer.