Credit Score Builder

Holiday expenses can add up fast and damage your credit score if you’re not careful.

It can feel like your credit score went down for no reason, but there’s often a clear cause and an easy fix.

A bad credit score isn’t set in stone. With the right steps, you can overcome challenges and improve it.

Credit cards are a convenient payment system that can also boost your score when used responsibly.

A soft credit inquiry does not affect your credit score, unlike a hard credit inquiry.

Adopt responsible financial habits, like paying bills on time and keeping your usage low to raise your rating.

Credit repair companies can give credit scores a boost by removing inaccurate negative marks.

You can start building credit as soon as you turn 18 when you are legally eligible to apply for your first credit card or loan.

Common credit score myths can prevent people from effectively improving their scores.

StellarFi is a public benefit corporation that reports monthly bill payments and helps you build credit without debt.

A good credit score can help you save thousands.

There is no magic pill to fix your credit overnight, but there are strategies you can employ to raise your rating quickly.

You can boost your credit score quickly with a little effort, discipline, and the use of credit-building tools.

Monitor your score and improve your credit with ChoiceCreditScore.