Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles

Monitor your Credit Score with ChoiceCreditScore
Monitor your score and improve your credit with ChoiceCreditScore.
April 10, 2025

HELOC vs. Home Equity Loan
Both HELOCs and home equity loans let you turn your home’s value into cash. But they work in completely different ways.
April 9, 2025

No Credit Check Loans in 2025
No credit check loans offer fast access to cash, but they often come with high costs and short repayment terms.
April 7, 2025

How to Get 1-Hour Payday Loans with No Credit Check
A 1-hour payday loan is a short-term loan with fast funding and no credit check.
April 4, 2025

How to Get Approved for Car Loans with Bad Credit
You can get an auto loan with a poor score, but it will likely cost you more.
April 2, 2025

Chase Freedom Unlimited® Review: Value on Everyday Purchases
The Chase Freedom Unlimited® card gives versatile rewards on everyday spending.
April 2, 2025