Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles
How Much Can I Overdraft My Checking Account?
Overdraft transactions occur when you spend more money than you have in your account, and the bank covers the difference.
March 19, 2025
The Best $2,000 Loans for Bad Credit
When you need $2,000 by tomorrow and don’t have good credit, it’s important to consider the different types of loans available and compare lenders to find the best one.
March 19, 2025
How to File for Bankruptcy and Keep Your Car
You can file for bankruptcy and keep your car. How to do so depends on the type of bankruptcy you file, your car’s value, and your loan status.
March 19, 2025
Which Is the Best Strategy for Paying Your Credit Card Bill?
Pay your statement balance in full by the due date. You’ll avoid interest charges and skip the late fees.
March 17, 2025
The Business Platinum Card® from American Express Review 2025
The benefits, perks, and spending credits offered by the American Express Business Platinum Card® can be worth thousands of dollars.
March 13, 2025
Why Does Higher Credit Utilization Decrease Your Credit Score?
The lower your credit utilization, the better your score—so don’t let high balances stand in your way.
March 13, 2025