Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- Bachelor of Arts from the College of the Holy Cross
- M.F.A. from the University of Texas at Austin
About the author
Rachel Alulis is a writer specializing in personal finance. She covers loans, credit cards, and credit scores for MoneyFor. She is adamant about helping consumers avoid credit card debt, save money, and improve their credit scores. Her goal is to create high-quality pieces that educate readers and help them improve their financial lives. Before coming to MoneyFor, Rachel worked as a freelance writer and blogger.
Rachel's latest articles
Which is the best strategy for paying your credit card bill?
Pay your statement balance in full by the due date. You’ll avoid interest charges and skip the late fees.
March 17, 2025
The Business Platinum Card® from American Express Review 2025
The benefits, perks, and spending credits offered by the American Express Business Platinum Card® can be worth thousands of dollars.
March 13, 2025
Why Does Higher Credit Utilization Decrease Your Credit Score?
The lower your credit utilization, the better your score—so don’t let high balances stand in your way.
March 13, 2025
Wells Fargo Personal Loan 2025 Review
The Flex Loan can be a practical solution for existing Wells Fargo customers who need a small amount of cash.
March 13, 2025
Why Did My Credit Score Drop Suddenly? 10 Possible Reasons
It can feel like your credit score went down for no reason, but there’s often a clear cause and an easy fix.
March 12, 2025
Credit Cards with $5000 Limit – Guaranteed Approval
A higher limit gives you more purchasing power, makes it easier to improve your score, and cover unexpected expenses.
March 12, 2025