Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- B.A. in journalism from the University of North Carolina
- Doctorate in English, University of Florida
About the author
John Howard has been the lead editor for MoneyFor’s personal loans and debt management coverage since 2016. Before joining MoneyFor, John held editorial roles at Kiplinger and The Oregonian, where he focused on consumer finance and economic trends. He later launched a freelance career, working with major financial publications. John holds a degree in economics from the University of North Carolina and a master’s in journalism from the University of Florida.
John's latest articles
Top 5 Reasons to Consider Payday Alternative Loans
PALs cost less and have safer terms than traditional payday loans, making them a smarter choice.
June 19, 2025
Does Paying Rent Build Credit?
Rent reporting services ensure that your payments appear on your credit report, which can boost your score.
June 18, 2025
How to Get 200 Dollars Fast
Quick $200 loans can help you out of a financial jam, but they can be costly.
June 17, 2025
Get $500 Payday Loans Online Same Day for Bad Credit
It can be easy to secure a small personal loan even with bad credit but the potential fees can be high.
June 16, 2025
New Cash Advance Apps in 2025
Cash advance apps provide quick access to cash before payday, but are best for one-time emergencies.
June 5, 2025
How to Get a 100 Dollar Loan Fast
You can apply for a $100 loan and receive the money in your bank account within hours, even with a poor credit score
June 3, 2025