Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- B.A. in journalism from the University of North Carolina
- Doctorate in English, University of Florida
About the author
John Howard has been the lead editor for MoneyFor’s personal loans and debt management coverage since 2016. Before joining MoneyFor, John held editorial roles at Kiplinger and The Oregonian, where he focused on consumer finance and economic trends. He later launched a freelance career, working with major financial publications. John holds a degree in economics from the University of North Carolina and a master’s in journalism from the University of Florida.
John's latest articles
7 Insider Tips to Get a Guaranteed Home Equity Loan with Bad Credit
You can secure a home equity loan with bad credit if you have stable income, high equity, and a low debt load.
July 21, 2025
Need Hardship Loans for Bad Credit? Here’s What to Do
A hardship loan can provide fast access to emergency funds when you’re struggling to make ends meet.
July 17, 2025
Best Credit Cards to Build Credit with No Credit
Credit cards are an effective way to improve your credit score fast.
July 16, 2025
How to Build Credit Without a Credit Card
You can build credit without a credit card by using tools like credit-builder loans, rent reporting, and secured cards.
July 15, 2025
Sued By a Debt Collector? A Guide to Understand What To Do
It is possible to fight and win a lawsuit from a debt collector.
July 11, 2025
How Car Title Loans Work for Bad Credit Borrowers
A title loan lets you borrow money using your vehicle as collateral, but one missed payment could cost you your car.
July 9, 2025