Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- B.A. in journalism from the University of North Carolina
- Doctorate in English, University of Florida
About the author
John Howard has been the lead editor for MoneyFor’s personal loans and debt management coverage since 2016. Before joining MoneyFor, John held editorial roles at Kiplinger and The Oregonian, where he focused on consumer finance and economic trends. He later launched a freelance career, working with major financial publications. John holds a degree in economics from the University of North Carolina and a master’s in journalism from the University of Florida.
John's latest articles
Top 7 Loans for Rent When You Need to Pay Tomorrow
Emergency same-day loans can be a lifesaver when rent is due and you’re out of time.
August 11, 2025
Cash‑Out Refinance vs. HELOC: Which Option Suits You Best?
HELOCs and cash-out refinances enable you to tap into the equity in your home to cover substantial expenses.
August 7, 2025
How to Borrow $100 Quickly With an Instant Loan App
Instant loan apps let you quickly borrow $100 with no credit check and few requirements, but can be expensive.
August 4, 2025
Urgent Loans for Bad Credit: What to Know in 2025
Urgent loans offer easy approval, but they often come with higher interest rates and short repayment windows.
July 31, 2025
How to Refinance a Car Loan
The best time to refinance is when your credit score has improved, interest rates have dropped, or you need lower monthly payments.
July 28, 2025
10 Emergency Personal Loan Options For Quick Cash
Emergency loans can provide you with access to funds on the same day, but may come with high interest rates and short terms.
July 24, 2025