John Howard
John Howard

John Howard

Principal editor specializing in personal finance.

Expertise

Expertise

  • Personal finance
  • Personal loans
  • Debt Relief
  • Credit score
Education

Education

  • B.A. in journalism from the University of North Carolina
  • Doctorate in English, University of Florida

About the author

John Howard has been the lead editor for MoneyFor’s personal loans and debt management coverage since 2016. Before joining MoneyFor, John held editorial roles at Kiplinger and The Oregonian, where he focused on consumer finance and economic trends. He later launched a freelance career, working with major financial publications. John holds a degree in economics from the University of North Carolina and a master’s in journalism from the University of Florida.

John's latest articles

happy mother and child at beach

Debt Relief with ClearOne Advantage: An In-Depth Review

ClearOne has helped thousands of clients get out of credit card debt for less than they owe.

a man holds a piece of paper and smiles

What is a Credit Builder Loan?

You don’t need good credit to qualify for a credit-builder loan, but you do need to pay on time for it to help your score.

a couple at a meeting at home

Debt Relief Programs Pros and Cons

Debt relief programs aim to help people manage and reduce what they owe, be it through debt settlement or credit counseling.

woman on phone using a cash advance app

New Cash Advance Apps for Easy Cash Access

Cash advance apps provide quick access to cash before your next paycheck.

a happy woman holding a paper

$1,500 Instant Loans – Apply Today, Get Cash Tomorrow!

Unexpected expenses can take a serious toll on your finances. For many Americans, coming up with $1,500 on short notice isn’t easy. If you need to borrow $1,500 instantly,  it’s very important to consider your options carefully. With plenty of ways to access $1,500 quickly, choosing the right loan can feel overwhelming, especially if your […]

excited woman reading paper

Bad Credit Loans with Guaranteed Approval

While there’s no such thing as a guaranteed approval loan, there are plenty of bad credit loans that come extremely close.