Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- B.A. in journalism from the University of North Carolina
- Doctorate in English, University of Florida
About the author
John Howard has been the lead editor for MoneyFor’s personal loans and debt management coverage since 2016. Before joining MoneyFor, John held editorial roles at Kiplinger and The Oregonian, where he focused on consumer finance and economic trends. He later launched a freelance career, working with major financial publications. John holds a degree in economics from the University of North Carolina and a master’s in journalism from the University of Florida.
John's latest articles

Debt Relief with ClearOne Advantage: An In-Depth Review
ClearOne has helped thousands of clients get out of credit card debt for less than they owe.
May 8, 2025

What is a Credit Builder Loan?
You don’t need good credit to qualify for a credit-builder loan, but you do need to pay on time for it to help your score.
May 7, 2025

Debt Relief Programs Pros and Cons
Debt relief programs aim to help people manage and reduce what they owe, be it through debt settlement or credit counseling.
May 6, 2025

New Cash Advance Apps for Easy Cash Access
Cash advance apps provide quick access to cash before your next paycheck.
May 5, 2025

$1,500 Instant Loans – Apply Today, Get Cash Tomorrow!
Unexpected expenses can take a serious toll on your finances. For many Americans, coming up with $1,500 on short notice isn’t easy. If you need to borrow $1,500 instantly, it’s very important to consider your options carefully. With plenty of ways to access $1,500 quickly, choosing the right loan can feel overwhelming, especially if your […]
May 5, 2025

Bad Credit Loans with Guaranteed Approval
While there’s no such thing as a guaranteed approval loan, there are plenty of bad credit loans that come extremely close.
April 30, 2025