Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- B.A. in journalism from the University of North Carolina
- Doctorate in English, University of Florida
About the author
John Howard has been the lead editor for MoneyFor’s personal loans and debt management coverage since 2016. Before joining MoneyFor, John held editorial roles at Kiplinger and The Oregonian, where he focused on consumer finance and economic trends. He later launched a freelance career, working with major financial publications. John holds a degree in economics from the University of North Carolina and a master’s in journalism from the University of Florida.
John's latest articles
How to Get Emergency Cash Immediately for Bad Credit
Emergency loans for bad credit can help cover unexpected expenses but many can be costly.
May 26, 2025
Auto Repair Financing Options to Fit Your Budget
Auto repair loans can help you cover unexpected costs to get your car back on the road.
May 16, 2025
Can You Buy a Car With a Credit Card?
Using a rewards card with a 0% intro APR can be a good choice. Just make sure you pay off the balance before interest kicks in.
May 13, 2025
How Paycheck Advance Apps Can Help You Get Paid Early
Paycheck advance apps help you get the cash you need without high interest rates, fees, or credit checks.
May 9, 2025
Debt Relief ClearOne Advantage Review
ClearOne has helped thousands of clients get out of credit card debt for less than they owe.
May 8, 2025
What is a Credit Builder Loan?
You don’t need good credit to qualify for a credit-builder loan, but you do need to pay on time for it to help your score.
May 7, 2025