Elise Banham
Elise Banham

Elise Banham

Principal writer specializing in personal finance.

Expertise

Expertise

  • Personal finance
  • Personal loans
  • Credit score
Education

Education

  • Bachelor of Arts from Northwestern University
  • Certificate in financial planning from UCLA Extension

About the author

Elise Banham is a financial writer at MoneyFor, specializing in credit building, budgeting, and personal loans. She joined the team in 2020 after writing for outlets including The Seattle Times, MarketWatch, and Bankrate. Earlier in her career, she worked as a content strategist for a San Francisco-based fintech startup. Elise holds a bachelor’s degree in communications from Northwestern University and a certificate in financial planning from UCLA Extension.

Elise's latest articles

couple shopping with credit card and laptop

Easiest Unsecured Credit Cards to Get

The best unsecured credit cards for poor scores not only help you raise your rating but offer affordable terms and conditions.

woman with earbuds looks at her credit card

Secured vs. Unsecured Credit Card

Unsecured cards are traditional credit cards while secured cards require a cash deposit.

happy couple with credit card and ice cream

How to Get Credit Cards with No Deposit

It’s possible to find credit cards without a deposit, but review the terms carefully, especially if you have bad credit.

friends shop online with credit card

Best Second Chance Credit Cards With No Security Deposit

Second chance credit cards let you access the credit you need without a deposit, no matter your score.

excited woman in her kitchen at her laptop

How to Turn Bad Credit Into Good Credit in 60 Days

You can boost your credit score quickly with a little effort, discipline, and the use of credit-building tools.

woman celebrating fixed credit score

How to Fix a Bad Credit Score

Adopt responsible financial habits, like paying bills on time and keeping your usage low to raise your rating.