Expertise
- Personal finance
- Personal loans
- Debt Relief
- Credit score
Education
- Bachelor of Arts from Northwestern University
- Certificate in financial planning from UCLA Extension
About the author
Elise Banham is a financial writer at MoneyFor, specializing in credit building, budgeting, and personal loans. She joined the team in 2020 after writing for outlets including The Seattle Times, MarketWatch, and Bankrate. Earlier in her career, she worked as a content strategist for a San Francisco-based fintech startup. Elise holds a bachelor’s degree in communications from Northwestern University and a certificate in financial planning from UCLA Extension.
Elise's latest articles

How to Get Out of Debt on a Low Income
If you have a low income and lots of debt, it may feel hopeless, but there are effective steps you can take to become debt free.
May 26, 2025

Best Second Chance Credit Cards With No Security Deposit
Second chance credit cards let you access the credit you need without a deposit, no matter your score.
May 22, 2025

How to Turn Bad Credit Into Good Credit in 60 Days
You can boost your credit score quickly with a little effort, discipline, and the use of credit-building tools.
May 19, 2025

How Paycheck Advance Apps Can Help You Get Paid Early
Paycheck advance apps help you get the cash you need without high interest rates, fees, or credit checks.
May 9, 2025

Debt Relief ClearOne Advantage Review
ClearOne has helped thousands of clients get out of credit card debt for less than they owe.
May 8, 2025

Payday Loan Consolidation: How It Works?
Consolidating high-interest payday loans can save you money and help break free of the debt cycle.
August 28, 2024