Expertise
- Personal finance
- Personal loans
- Credit score
Education
- Bachelor of Arts from Northwestern University
- Certificate in financial planning from UCLA Extension
About the author
Elise Banham is a financial writer at MoneyFor, specializing in credit building, budgeting, and personal loans. She joined the team in 2020 after writing for outlets including The Seattle Times, MarketWatch, and Bankrate. Earlier in her career, she worked as a content strategist for a San Francisco-based fintech startup. Elise holds a bachelor’s degree in communications from Northwestern University and a certificate in financial planning from UCLA Extension.
Elise's latest articles
Easiest Unsecured Credit Cards to Get
The best unsecured credit cards for poor scores not only help you raise your rating but offer affordable terms and conditions.
June 24, 2025
Secured vs. Unsecured Credit Card
Unsecured cards are traditional credit cards while secured cards require a cash deposit.
June 10, 2025
How to Get Credit Cards with No Deposit
It’s possible to find credit cards without a deposit, but review the terms carefully, especially if you have bad credit.
June 6, 2025
Best Second Chance Credit Cards With No Security Deposit
Second chance credit cards let you access the credit you need without a deposit, no matter your score.
May 22, 2025
Is 568 a Good Credit Score?
A 568 credit score can be confusing. Is 568 a good credit score or a bad? What are your financing options with a rating in this range? How can you improve your score? Whether you’re new or not, credit scores can be tricky things. Sometimes they feel out of your control. The thing is, you […]
July 26, 2024
Is 517 a Less than ideal credit Score?
A 517 credit score is very poor. It is the result of a limited credit history or many mistakes. It is well below average and is a sign of late payments, a high credit utilization rate, or even bankruptcy. A score in this range will seriously impede your chances of being approved for a loan […]
July 25, 2024