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credit card debt

Why Did My Credit Score Drop After Paying Off My Debt?

Paying off debt is always a good idea, but it may lower your credit score temporarily.

credit card

Easy-approval credit cards for all credit scores

Credit cards can be hard to qualify for with poor credit. It can appear at first glance as though everything is out of reach. That’s not true. There are easy-approval cards where all scores are welcome. These cards let you rebuild your credit or establish it for the first time. A handful even offer rewards. […]

pawn shop loan

Are Pawnshop Loans A Good Idea For Fast Cash?

Pawnshop loans provide fast access to cash, but you risk losing your item if you can’t repay.

personal loan approval

Best Personal Loans From Top Lenders in 2025

Personal loans let you cover almost any expense, from debt consolidation to home improvement, without needing collateral.

debt settlement

Get Rid of Debt and Save Money with Debt Settlement

Debts can easily get out of control. With inflation, Americans are relying on credit cards for everyday expenses. Interest rates are higher than usual. Salaries haven’t kept up. It all adds up to overwhelming debt.  Living in debt is stressful. You are handling calls from debt collectors and creditors, all of whom want money that […]

debt consolidation loan

Considering debt consolidation? Here’s what you need to know

Americans are racking up debt, specifically credit card debt. The Federal Reserve Bank of New York found that credit card balances hit $1.17 trillion in the third quarter of 2024. That’s up by $24 billion from the prior quarter.  To make the problem worse, credit card interest rates are also at an all-time high. Interest […]

credit card declined

Why Was My Credit Card Declined? 8 Possible Reasons

Your credit card may be declined due to suspicious purchases, merchant holds, or maxing out your card. Call your provider to resolve the issue.

quick loans

Best Quick Loans for Emergency Cash

Emergencies can pop up at any time. What can you do if you don’t have the cash to cover them? Plenty of people are in the same boat. The Fed’s 2023 Economic Well-Being of U.S. Households found that one in four Americans cannot cover a $400 emergency.  Quick loans can be your saving grace. You […]

fast cash loans

Need Money Now? 14 Ways to Get Cash Fast

From time to time, everyone needs a little extra to tide them over till payday. It could be due to unexpected expenses, medical bills, or even the higher cost of living with inflation. It doesn’t matter why. Take a deep breath. There are plenty of ways to get your hands on some extra cash.   […]

man banking smartphone

Current Fintech App Review: Spend and Save

Current is a banking app that tries to modernize banking and make it accessible and easier for everyone.

get out of debt

6 Steps to Get Out of Debt in 2025

Get out of debt in 2025 by following six simple steps.

cash advance app

Easy Cash Access Anytime with Cash Advance Apps

Cash advance apps provide quick access to cash before your next paycheck.

bank overdraft limit

How Much Can You Overdraft Your Checking Account?

Overdraft transactions occur when you spend more money than you have in your account, and the bank covers the difference.

home equity line of credit

How Can A HELOC Help When You’re Short On Cash?

A home equity line of credit (HELOC) allows you to borrow against the value of your home to access cash.

debt collection

5 Ways to Get Rid of Debt Collectors

Validate the debt before you pay anything. You have the right to dispute it or negotiate a lower payment.

father son

Beware of 10 Credit Score Myths That Can Cost You

Discover the truth behind 10 credit misconceptions and how to boost your score.

credit card

The Business Platinum Card® from American Express Review 2024

The benefits, perks, and spending credits offered by the American Express Business Platinum Card® can be worth thousands of dollars.

car title loan

Get Out of a Car Title Loan and Keep Your Car!

Negotiate with your lender or refinance your loan to avoid defaulting and keep your car.

debit card fraud

Protect Yourself from Debit Card Fraud – Act Now

Debit card fraud occurs when a thief uses your card to make purchases or withdraw money.

rent reporting build credit

You Can Build Credit By Paying Rent

Rent reporting services ensure that your payments appear on your credit report, which can boost your score.

credit card debt

Paying Off Credit Card Debt? Stop Making These 9 Mistakes

Making only the minimum payment on your credit card is one of the worst things you can do.

payday loan papers

What Happens If You Cannot Repay a Payday Loan?

Before defaulting on a payday loan, try to negotiate a payment plan or settle the debt.

rent payment

Can I Pay My Rent With a Credit Card?

Paying rent with credit cards can be convenient, but high processing fees and interest rates often outweigh the benefits.

ATM withdrawal

12 Pesky Bank Fees and How to Avoid Them

The best defense against bank fees is to monitor your account, track your spending, and plan ahead.

Christmas holiday

4 Ways Holiday Spending Can Damage Your Credit Score

Holiday expenses can add up fast and damage your credit score if you’re not careful.

debt settlement

When Is Debt Settlement the Best Option

Debt settlement can help you pay off debts for less than you owe, but it comes with risks.

credit score

Why Did My Credit Score Drop Suddenly? 10 Possible Reasons

It can feel like your credit score went down for no reason, but there’s often a clear cause and an easy fix.

personal loan scam

Red Flags for Personal Loan Scams You Shouldn’t Ignore

Personal loan scams are when a criminal poses as a lender to steal your money or identity.

credit card

Can You Pay a Credit Card With a Credit Card?

Paying a credit card bill directly with another card isn’t possible. You can use a balance transfer, though.

online bank account

What To Do If You Can’t Open A Bank Account

When you can’t open a traditional bank account, take a look at your ChexSystems report and consider alternatives.

credit cards

Use A Personal Loan To Pay Off Credit Card Debt

Using a personal loan with a low fixed interest rate to pay off high-interest debt could save you thousands.

credit score

Knock Down These 7 Roadblocks to Good Credit

A bad credit score isn’t set in stone. With the right steps, you can overcome challenges and improve it.

personal loan

Personal Loan Offers for Fast Cash

Personal loans can be used for anything from repaying credit card debt to covering medical expenses.

credit card online shopping

Best Way to Build Credit With a Credit Card

Credit cards are a convenient payment system that can also boost your score when used responsibly.

credit card interest rate

You Can Lower Your Credit Card Interest Rate. Here’s How

Lowering your credit card’s interest rate can be as simple as calling your provider, but it may require some negotiation.

car

High Car Insurance? Easy Steps to Switch and Save More

Comparing car insurance quotes can help you save 5% to 30% or more on your annual premium.

hundreds of dollars

Check Out Your Personalized Loan Offers

Are you searching for personal loan offers? We can help you find the right one for you. Personal loans are a popular way to get extra cash when you need it most. They are flexible and can be used for a variety of purposes, including debt consolidation, medical bills, or car repairs. Lenders generally offer […]

personal loan application

Loans After Bankruptcy: What You Should Know

You can get a personal loan after bankruptcy, but it will cost you.

prepaid card

Can a Prepaid Card Help You Build Credit?

Prepaid cards can be used virtually anywhere, from grocery stores and online shopping to paying bills.

$2,500 loan

$2,500 Cash Loans – Easy Approval, Flexible Terms!

Looking for a $2,500 cash loan with easy approval and flexible terms? Whether you need to cover an emergency expense, medical bills, or fund a significant purchase, finding the right loan can make all the difference. With lenders offering streamlined application processes and fast funding, securing a $2,500 loan is simpler than you might think.  […]

$1,000 loan

$1,000 Instant Loans – Apply Today, Get Cash Tomorrow!

Unexpected expenses can take a serious toll on your finances. For many Americans, coming up with $1,000 on short notice isn’t easy. If you need to borrow $1,000 instantly,  it’s very important to consider your options carefully. With plenty of ways to access $1,000 quickly, choosing the right loan can feel overwhelming—especially if your credit […]

personal loan

Find Your Perfect Loan – Any Amount, Any Time!

Finding the right loan can feel overwhelming, but it doesn’t have to be. Whether you need a small sum to cover unexpected expenses or a large loan for a significant purchase, there’s an option out there for you. The key is to find the best lender with the most competitive interest rates and terms. It […]

$500 loan

Find $500 Fast – No Credit Check, No Waiting!

A quick $500 can be a lifesaver when emergencies pop up, and you don’t have the cash to cover them. Plenty of people find themselves in that position. In fact, the Federal Reserve estimates that 37% of Americans can’t cover a $400 emergency expense. If you fall into this category, it’s important to know where […]

credit card debt

Best Debt Relief Options in 2025

When debt becomes unmanageable and you’re struggling to keep up with payments, debt settlement may be the answer.

bank account

GO2bank Reviews: Bank’s Pros and Cons

The neobank features a 4.50% APY on savings, early direct deposits, and cash-back up to 7% all with low to no monthly fees.

hand holds hundreds dollars

The Best Ways to Get Money Fast

Emergency cash can provide much-needed relief when you’re in a tough financial situation. Whether you find yourself facing medical bills, car repairs, or just need a little extra to get by till your next paycheck, emergency cash can come in handy.  If you have a poor credit score, qualifying for an emergency loan can be […]

loans

Discover Your Personalized Options Here

When you’re in need of money, finding the right financial solution is crucial. Based on your unique situation, we’ve carefully selected the best offers available to help you secure the funds you need. There’s no need to worry or spend time searching for options—we’ve already done the hard work. These offers are tailored to your […]

couple

JG Wentworth Personal Loan and Debt Relief Review

The financial services company provides debt settlement services, loans, and more.

loan app

Wells Fargo Personal Loan 2024 Review

The Flex Loan can be a practical solution for existing Wells Fargo customers who need a small amount of cash.

leasing furniture

Acima Lease-to-own 2024 Review

Acima offers lease-to-own financing, allowing consumers to acquire products without relying on traditional credit.

credit card

Credit Cards with a $500+ Limit for Bad Credit

Easy approval small limit credit cards can come in handy when you need 500 dollars now.

happy couple

How to Borrow $200 Dollars Now

Quick $200 loans can help you out of a financial jam, but they can be costly.

credit cards, outstanding payments

Stop Paying Credit Card Debt: No More Worries

It’s tempting to give up and stop paying your credit card bill. Learn strategies to deal with debt successfully.

woman, phone, steps, paycheck advance apps

5 Paycheck Advance Apps to Help You Get Paid Early

Paycheck advance apps help you get the cash you need without high interest rates, fees, or credit checks.

debts

Do You Have to Pay Your Debt?

Legally, you cannot be sued indefinitely over unpaid bills.

woman-debt-calculator

Paying Off Debt Early: Pros and Cons

Paying off your debt early can save you money in interest and provide peace of mind.

loan paperwork

Payday Loan Consolidation: How It Works

Consolidating high-interest payday loans can save you money and help break free of the debt cycle.

woman thinking

Cashing Out Your Structured Settlement Now

You have the option to sell all or part of your future payments to receive immediate cash.

couple loan application

$700 Loan – Borrow From a Direct Lender Today

$700 loans for low credit scores are often designed to be paid back within a few weeks or months.

woman driving car

What Is A Title Loan & How Does It Work?

A car title loan is a type of secured loan in which you use your vehicle’s title as collateral to borrow money. These are short-term, high-interest loans that provide quick access to cash, no matter your credit score. While title loans may seem like a fast solution, they can be expensive and difficult to pay […]

happy couple credit card

What Happens If I Only Pay The Minimum Payment On My Credit Card?

What is a reason to pay more than the minimum payment due on your credit statement each month? To avoid accumulating new interest.

check credit score by phone

What Is a Soft Inquiry?

A soft credit inquiry does not affect your credit score, unlike a hard credit inquiry.

woman celebrating fixed credit score

How to Fix a Bad Credit Score?

Adopt responsible financial habits, like paying bills on time and keeping your usage low to raise your rating.

woman credit card

Best Credit Cards for Bad Credit: Instant Approval & No Deposit

No credit check cards with instant approval and no deposit requirements are ideal as they make borrowing more straightforward and less financially burdensome.

woman desk loans

What You Need to Know About Short Term Loans

Short-term personal loans can be very helpful when you need fast cash, but they are also expensive and risky.

man, loan paperwork

Need Money Now But Can’t Get A Loan?

If you’re thinking, “I need money today for free,” consider cash advances or community assistance programs that cover emergency expenses and more.

loan application

Best Emergency Loans of the Year

Emergency loans ensure you can get cash when you need money now, no matter your credit score, but they can be costly.

How Debt Impacts Your Mental Health

How Debt Impacts Your Mental Health

When debt is on your mind, it can be hard to focus on anything else, and your mental and financial health can suffer.

celebrate payday loan

Can You Get a Payday Loan With No Bank Account

You can get a loan when you’re unbanked, but it may be worthwhile to open up an account first.

apply for a loan

Can You Get a Personal Loan Without a Job?

You have options when you need to borrow money without a job.

Best Debt Management Plans: What You Need to Know

The best debt management programs will help you save money and pay what you owe in five years or less.

stressed couple with a 500 credit score

Can I Get a Personal Loan With Around 500 Credit Score?

In an ideal world, we would always have stellar credit scores to back us up in times of financial need. However, life doesn’t always go as planned, and sometimes our credit scores take a hit. If you find yourself in a situation where you have a 500 credit score and need financial assistance, you might […]

credit card

How to Negotiate Credit Card Debt

You can negotiate with creditors to pay off your balances for less.

credit card debt

How to Get Out of Credit Card Debt Legally: A 5-Step Guide

Getting out of debt legally may mean repaying what you owe, asking for debts to be forgiven, or something in between.

saving money

Should I Save or Pay Off Debt?

Is it better to save cash or pay off debt? You have to strike a balance; find a repayment plan that allows you to put some money aside for emergencies.

bankruptcy

Which Debts Can’t Be Discharged in Bankruptcy?

Bankruptcy discharges certain debts, but not all. Non-dischargeable debts include child support, tax debt, and alimony.

woman credit report

What Do Credit Repair Companies Do?

Credit repair companies can give credit scores a boost by removing inaccurate negative marks.

personal loan 100 dollars

We found these exclusive offers for you

When you’re in need of money, finding the right financial solution is crucial. Based on your unique situation, we’ve carefully selected the best offers available to help you secure the funds you need. There’s no need to worry or spend time searching for options—we’ve already done the hard work. These offers are tailored to your […]

delinquent debt

What To Do When You Have Delinquent Debt

Delinquent debt is any bill that remains unpaid past its due date.

delinquent account

What Is A Delinquent Account and How To Deal With It?

If you miss a payment deadline, your account may be considered delinquent.

credit card debt

Walking Away From Debt Vs. Filing Bankruptcy

Bankruptcy can rid you of your credit card debt but it does come with consequences.

cash advance app

Get Instant ExtraCash Advances & More with Dave

The Dave app provides cash advances plus offers a number of features to make it easier for members to manage their money.

credit cards

Does Debt Consolidation Hurt Your Credit Score?

In the end, debt consolidation can help your score more than it’ll hurt it.

couple discuss finances, debt management

What Debt Management Plan to Choose?

Debt management programs can be a great way to get out of debt and improve your score.

Ohio

Online Loans in Ohio

Online lenders can provide fast access to cash when you need it most.

Illinois loans

Loans for Bad Credit in Illinois

Illinois personal loans can provide quick access to cash with flexible terms.

Hand hold no credit check card

Best No-Credit Check Cards with Instant Approval

If you have limited or poor credit it can be hard to get a credit card. Most card issuers say you need good credit – 670 or above – to get a card. The problem is, to build that good credit you need credit accounts that they won’t give you. It’s frustrating, we know. That’s […]

receive payday loan

I Need $1000 Dollars Now | Where To Get It Online

When looking for a $1,000 payday loan online, choosing the right direct lender is essential.

New Orleans loans

Online Payday Loans in Louisiana

Payday loans give you fast cash when you need it most.

Texas

Online loans in Texas

Texas residents can borrow money online and receive funds in as little as one business day.

personal loan

Here are 3 options to get the Cash You Need

When you’re in need of money, finding the right financial solution is crucial. Based on your unique situation, we’ve carefully selected the best offers available to help you secure the funds you need. There’s no need to worry or spend time searching for options—we’ve already done the hard work. These offers are tailored to your specific needs, […]

credit card bils

How to Consolidate Credit Card Debt Without Hurting Your Credit

Debt consolidation simplifies the repayment process by combining multiple bills into a single payment with a lower interest rate.

hand borrows money

The Best Way to Borrow Money

Everyone finds themselves at a point in life when they need to borrow money. Be it for a new home, to pay for a car, or to start a business. When this happens, you need to know where to look. There are plenty of lenders out there for all credit types, but not all are […]

cash advance app 50 dollar bills

3 Cash Advance Apps That Cover You ‘Til Payday

Life is unpredictable, and sometimes unexpected expenses can throw a wrench into your budget. When you need cash fast and can’t always rely on traditional personal loans from banks or credit unions, cash advance apps can come to the rescue. These apps offer a convenient way to access funds quickly with no interest, no fees, […]

one hundred dollar bill quick cash

Need Emergency Cash Immediately? Best Ways to Get It

We’ve all been there. You have a medical emergency, an unexpected car repair, or simply bills are due and there just isn’t enough money to cover them, leaving you in dire need of quick cash. It’s a stressful situation. You feel anxious, helpless, and desperate to find any way to cover expenses until payday. If […]

woman hiking virginia

Online Personal Loans in Virginia

Virginia personal loans provide quick access to funds when unexpected expenses arise.

credit cards

3 Credit Cards with $2000 Credit Limit For Bad Credit

You can find a high limit credit card without a deposit even when you have a poor score.

couple boardwalk

Payday Loans in Delaware

Online payday loans in Delaware offer convenient and fast access to cash but can be expensive.

man signs loan

What is a Signature Loan?

A signature loan is a personal loan that is backed by your word as a promise to repay the money.

California

Best Personal Loans in California

Your best borrowing option will have a low monthly payment, fast financing, and few fees.